Compare Today’s Refinance Rates for Stroud, Oklahoma 74079
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Stroud, Oklahoma 74079.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,050 over the lifetime of your mortgage, which translates to a monthly savings of $6 in Stroud and other areas of Lincoln county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Stroud, Oklahoma 74079
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Interactive Refinance Rate Projections for Stroud, Oklahoma 74079
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stroud, OK 74079, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stroud, Oklahoma 74079 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stroud, Oklahoma and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.68% | 62.43% | 56.73% | 53.44% | 71.67% | 66.91% | 52.48% | 62.96% | 55.48% |
avg refi rate | 6.39% | 3.81% | 2.99% | 3.25% | 4.27% | 4.61% | 4.16% | 3.92% | 4.10% |
% 15 year fixed refinance | 9.43% | 23.65% | 29.25% | 30.58% | 17.24% | 24.10% | 34.40% | 23.78% | 33.81% |
avg refi rate | 5.47% | 2.80% | 2.48% | 2.77% | 3.75% | 3.97% | 3.45% | 3.20% | 3.29% |
Avg credit score | 743.30 | 756.20 | 752.34 | 758.33 | 750.35 | 744.44 | 746.80 | 750.60 | 751.14 |
Avg LTV (loan to value) | 66.57% | 68.12% | 71.76% | 74.43% | 75.21% | 75.86% | 72.01% | 74.44% | 73.68% |
Avg DTI (debt to income) | 36.28 | 33.10 | 31.20 | 31.02 | 33.10 | 33.94 | 31.92 | 31.29 | 30.86 |
Avg refinance insurance % | 5.72% | 2.55% | 4.33% | 6.79% | 6.84% | 4.67% | 5.24% | 6.16% | 5.66% |
Best Refinance Brokers around Stroud, Oklahoma 74079
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stroud, Oklahoma 74079, we have compiled a list of top refinance brokers to assist you in the process.
Ryan Marsten
Home Loan Officer
5314 S Yale Ave Ste 420
Tulsa, OK 74079
(918) 499-1191
ryan.b.marsten@wellsfargo.com
Adam Cameron
Home Loan Officer
5314 S Yale Ave Ste 420
Tulsa, OK 74079
(918) 499-1191
adam.c.cameron@wellsfargo.com
Grant Deyoe
Home Loan Officer
5314 S Yale Ave Ste 420
Tulsa, OK 74079
(918) 499-1191
grant.c.deyoe@wellsfargo.com
Chad Mcgee
Home Loan Officer
5314 S Yale Ave Ste 420
Tulsa, OK 74079
(918) 499-1191
chad.d.mcgee@wellsfargo.com
David Rivera
Home Loan Officer
5314 S Yale Ave Ste 420
Tulsa, OK 74079
(918) 499-1191
david.e.rivera@wellsfargo.com
Address
5314 S Yale Ave Ste 420
Tulsa, OK
Contact
(918) 499-1191
Fax (301) 639-0804
ryan.b.marsten@wellsfargo.com
Address
5314 S Yale Ave Ste 420
Tulsa, OK
Contact
(918) 499-1191
Fax (301) 639-0804
adam.c.cameron@wellsfargo.com
Address
5314 S Yale Ave Ste 420
Tulsa, OK
Contact
(918) 499-1191
Fax (301) 639-0804
grant.c.deyoe@wellsfargo.com