Compare Today’s Refinance Rates for Swink, Oklahoma 74761
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Swink, Oklahoma 74761.
With a 30-year amortization refinance in Swink and surrounding areas of Choctaw county, our calculations show that you can expect to save up to $3,649 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Swink, Oklahoma 74761.
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Summary of Average Refinances in Swink, Oklahoma 74761
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Swink, Oklahoma 74761
Pureloan has developed an interactive chart to monitor the five largest local lenders in Swink, OK 74761, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Swink, Oklahoma 74761 from 2024 - 2016
The following historical data provides insights into refinancing trends in Swink, Oklahoma and the surrounding Choctaw county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
| avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
| % 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
| avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
| Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
| Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
| Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
| Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Swink, Oklahoma 74761
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Swink, Oklahoma 74761, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Patty Loyd
Loan Officer
102 W. Ninth St.
Weleetka, OK 74761
(405) 786-2108
PLoyd@citizenssecurity.com
Debbie McDaniel
Loan Officer
102 W. Ninth St.
Weleetka, OK 74761
(405) 452-3702
DMcDaniel@citizenssecurity.com
Address
102 W. Ninth St.
Weleetka, OK
Contact
(405) 786-2108
Fax (301) 639-0804
PLoyd@citizenssecurity.com
Address
102 W. Ninth St.
Weleetka, OK
Contact
(405) 452-3702
Fax (301) 639-0804
DMcDaniel@citizenssecurity.com