Compare Today’s Refinance Rates for Tonkawa, Oklahoma 74653
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Tonkawa, Oklahoma 74653.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Tonkawa, Oklahoma 74653. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,087 or $6 per month in Tonkawa and other parts of Kay county.
36.68062
-97.30634
31953
Summary of Average Refinances in Tonkawa, Oklahoma 74653
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Tonkawa, Oklahoma 74653
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tonkawa, OK 74653, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tonkawa, Oklahoma 74653 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tonkawa, Oklahoma and the surrounding Kay county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
| avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
| % 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
| avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
| Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
| Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
| Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
| Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Tonkawa, Oklahoma 74653
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tonkawa, Oklahoma 74653, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
David Jones
loan officer
2927 W University
Durant, OK 74653
(580) 920-1272
davidj@guildmortgage.net
Address
2927 W University
Durant, OK
Contact
(580) 920-1272
Fax (301) 639-0804
davidj@guildmortgage.net