Compare Today’s Refinance Rates for Wetumka, Oklahoma 74883
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wetumka, Oklahoma 74883.
With a 30-year amortization refinance in Wetumka and surrounding areas of Hughes county, our calculations show that you can expect to save up to $704 over the lifetime of your mortgage, or a monthly savings of $2. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wetumka, Oklahoma 74883.
Summary of Average Refinances in Wetumka, Oklahoma 74883
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Interactive Refinance Rate Projections for Wetumka, Oklahoma 74883
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wetumka, OK 74883, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wetumka, Oklahoma 74883 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wetumka, Oklahoma and the surrounding Hughes county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 89.66% | 68.87% | 55.69% | 48.91% | 75.33% | 67.57% | 63.83% | 63.11% | 71.62% |
| avg refi rate | 6.64% | 4.13% | 2.98% | 3.30% | 4.49% | 4.61% | 4.20% | 3.99% | 4.10% |
| % 15 year fixed refinance | 10.34% | 21.85% | 29.86% | 33.62% | 15.33% | 16.22% | 24.47% | 30.33% | 20.27% |
| avg refi rate | 5.79% | 2.99% | 2.36% | 2.70% | 3.79% | 3.84% | 3.53% | 3.16% | 3.46% |
| Avg credit score | 725.03 | 740.58 | 743.69 | 750.25 | 748.17 | 743.23 | 746.50 | 743.80 | 733.20 |
| Avg LTV (loan to value) | 65.28% | 66.48% | 72.15% | 73.51% | 73.67% | 74.85% | 76.63% | 74.13% | 75.07% |
| Avg DTI (debt to income) | 33.21 | 33.32 | 31.88 | 32.21 | 33.28 | 33.23 | 30.97 | 31.43 | 31.15 |
| Avg refinance insurance % | 4.72% | 3.07% | 4.64% | 6.02% | 8.87% | 8.74% | 8.22% | 6.52% | 6.31% |
Best Refinance Brokers around Wetumka, Oklahoma 74883
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wetumka, Oklahoma 74883, we have compiled a list of top refinance brokers to assist you in the process.
Patty Loyd
Loan Officer
102 W. Ninth St.
Weleetka, OK 74883
(405) 786-2108
PLoyd@citizenssecurity.com
Debbie McDaniel
Loan Officer
102 W. Ninth St.
Weleetka, OK 74883
(405) 452-3702
DMcDaniel@citizenssecurity.com
Rosalee Zearley
Loan Officer
2713 N Broadway St
Poteau, OK 74883
(918) 649-3520
rosa@ars2007.com
Laurence Duffy
Loan Officer
2713 N Broadway St
Poteau, OK 74883
(918) 649-3520
duffy@ars2007.com
Jason Graves
Agriculture Loans
1409 N Broadway St
Poteau, OK 74883
(918) 647-1827
JGraves@thecommunitysb.com
Address
102 W. Ninth St.
Weleetka, OK
Contact
(405) 786-2108
Fax (301) 639-0804
PLoyd@citizenssecurity.com
Address
102 W. Ninth St.
Weleetka, OK
Contact
(405) 452-3702
Fax (301) 639-0804
DMcDaniel@citizenssecurity.com
Address
2713 N Broadway St
Poteau, OK
Contact
(918) 649-3520
Fax (301) 639-0804
rosa@ars2007.com