Compare Today’s Refinance Rates for Albany, Oregon

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Albany, Oregon 97322. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,622 or $16 / month in Albany and other areas of Linn county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Albany, Oregon 97322.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Albany, Oregon 97322

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Albany, OR 97322, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Albany, Oregon 97322 from 2012 - 2019

Below are historical data on refinancing in Albany, Oregon and around Linn county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.19% 48.14% 54.86% 65.40% 71.32% 73.21% 72.22% 71.61%
avg refi rate 4.82% 4.54% 3.90% 3.78% 4.50% 4.09% 3.90% 3.93%
% 15 year fixed refinance 28.57% 38.79% 33.93% 27.03% 21.70% 16.91% 19.12% 19.07%
avg refi rate 4.27% 3.85% 3.29% 3.00% 3.59% 3.33% 3.20% 3.19%
Avg credit score 775.12 775.61 779.42 773.00 757.88 762.12 758.69 754.96
Avg LTV (loan to value) 60.63% 62.22% 64.35% 66.95% 70.94% 70.90% 68.23% 65.59%
Avg DTI (debt to income) 30.66 30.84 29.97 30.68 33.27 32.92 33.63 33.33
Avg refinance insurance % 0.75% 1.17% 1.46% 2.96% 3.93% 4.02% 2.60% 1.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Albany, Oregon 97322

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Albany, Oregon 97322, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Alishia Hoskins

Sales Manager

222 First Ave.,Suite 240

Albany, OR 97322

(800) 464-2484

alishia.hoskins@prospectmtg.com

Kris Hubbard

Branch Manager/Sr. Mortgage Banker

2405 14th Ave SE Ste C

Albany, OR 97322

(541) 791-2612

Kris.Hubbard@pacresmortgage.com

Van Melick

Senior Mortgage Specialist

430 NW 3rd St

Corvallis, OR 97322

(541) 286-4165

van.melick@directorsmortgage.net

JJ Johnson

Home Mortgage Consultant

580 State St

Salem, OR 97322

(866) 472-9418

JJ.Johnson@Wellsfargo.com

Beth Morey

Home Mortgage Consultant

580 State St

Salem, OR 97322

(866) 472-9418

Beth.Morey@Wellsfargo.com

Address

222 First Ave.,Suite 240

Albany, OR

Contact

(800) 464-2484

Fax (301) 639-0804

alishia.hoskins@prospectmtg.com

Address

2405 14th Ave SE Ste C

Albany, OR

Contact

(541) 791-2612

Fax (301) 639-0804

Kris.Hubbard@pacresmortgage.com

Address

430 NW 3rd St

Corvallis, OR

Contact

(541) 286-4165

Fax (301) 639-0804

van.melick@directorsmortgage.net

Refinancing News for Albany, Oregon 97322