Compare Today’s Refinance Rates for Bend, Oregon 97707
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bend, Oregon 97707.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bend, Oregon 97707. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,592 or $21 per month in Bend and other parts of Deschutes county.
Summary of Average Refinances in Bend, Oregon 97707
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Interactive Refinance Rate Projections for Bend, Oregon 97707
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bend, OR 97707, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bend, Oregon 97707 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bend, Oregon and the surrounding Deschutes county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Bend, Oregon 97707
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bend, Oregon 97707, we have compiled a list of top refinance brokers to assist you in the process.
Susan Duke
Personal Finance Advisor and Mortgage Advisor
404 SW Columbia St #170
Bend, OR 97707
(541) 984-5626
sduke@opesadvisors.com
Shad Carson
Mortgage Advisor
404 SW Columbia St #170
Bend, OR 97707
(541) 799-3610
scarson@opesadvisors.com
Ron Smith
Mortgage Advisor and Personal Finance Advisor
404 SW Columbia St #170
Bend, OR 97707
(541) 284-8036
rsmith@opesadvisors.com
Randy Free
Mortgage Advisor
404 SW Columbia St #170
Bend, OR 97707
(541) 984-5428
rfree@opesadvisors.com
Paul Fortier
Mortgage Advisor
404 SW Columbia St #170
Bend, OR 97707
(541) 681-8787
pfortier@opesadvisors.com
Address
404 SW Columbia St #170
Bend, OR
Contact
(541) 984-5626
Fax (301) 639-0804
sduke@opesadvisors.com
Address
404 SW Columbia St #170
Bend, OR
Contact
(541) 799-3610
Fax (301) 639-0804
scarson@opesadvisors.com
Address
404 SW Columbia St #170
Bend, OR
Contact
(541) 284-8036
Fax (301) 639-0804
rsmith@opesadvisors.com