Compare Today’s Refinance Rates for Bonanza, Oregon 97623
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bonanza, Oregon 97623.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bonanza, Oregon 97623. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,838 or $16 per month in Bonanza and other parts of Klamath county.
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Summary of Average Refinances in Bonanza, Oregon 97623
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Interactive Refinance Rate Projections for Bonanza, Oregon 97623
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bonanza, OR 97623, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bonanza, Oregon 97623 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bonanza, Oregon and the surrounding Klamath county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Bonanza, Oregon 97623
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bonanza, Oregon 97623, we have compiled a list of top refinance brokers to assist you in the process.
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