Compare Today’s Refinance Rates for Chemult, Oregon 97731
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Chemult, Oregon 97731.
With a 30-year amortization refinance in Chemult and surrounding areas of Klamath county, our calculations show that you can expect to save up to $7,530 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Chemult, Oregon 97731.
Summary of Average Refinances in Chemult, Oregon 97731
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Interactive Refinance Rate Projections for Chemult, Oregon 97731
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chemult, OR 97731, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chemult, Oregon 97731 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chemult, Oregon and the surrounding Klamath county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Chemult, Oregon 97731
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chemult, Oregon 97731, we have compiled a list of top refinance brokers to assist you in the process.
Rob Moore
Mortgage Loan Officer
209 NE Greenwood Ave
Bend, OR 97731
(541) 323-0422
rob@arbormg.com
Brian Albrich
Mortgage Loan Officer
209 NE Greenwood Ave
Bend, OR 97731
(541) 323-0422
brian@arbormg.com
Andy Zook
Mortgage Loan Officer
209 NE Greenwood Ave
Bend, OR 97731
(541) 323-0422
andy@arbormg.com
Chris Starling
Mortgage Loan Officer
209 NE Greenwood Ave
Bend, OR 97731
(541) 323-0422
chris@arbormg.com
Tyler Blackwell
Mortgage Loan Officer
209 NE Greenwood Ave
Bend, OR 97731
(541) 323-0422
tyler@arbormg.com
Address
209 NE Greenwood Ave
Bend, OR
Contact
(541) 323-0422
Fax (301) 639-0804
rob@arbormg.com
Address
209 NE Greenwood Ave
Bend, OR
Contact
(541) 323-0422
Fax (301) 639-0804
brian@arbormg.com
Address
209 NE Greenwood Ave
Bend, OR
Contact
(541) 323-0422
Fax (301) 639-0804
andy@arbormg.com