Compare Today’s Refinance Rates for Corvallis, Oregon 97331
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Corvallis, Oregon 97331.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Corvallis, Oregon 97331. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,406 or $18 per month in Corvallis and other parts of Benton county.
Summary of Average Refinances in Corvallis, Oregon 97331
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Interactive Refinance Rate Projections for Corvallis, Oregon 97331
Pureloan has developed an interactive chart to monitor the five largest local lenders in Corvallis, OR 97331, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Corvallis, Oregon 97331 from 2024 - 2016
The following historical data provides insights into refinancing trends in Corvallis, Oregon and the surrounding Benton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Corvallis, Oregon 97331
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Corvallis, Oregon 97331, we have compiled a list of top refinance brokers to assist you in the process.
Kim Paul
Mortgage Banker
2055 NW Circle Blvd.
Corvallis, OR 97331
(54) 754-6111
kim.paul@chase.com
Trina Hanks
Loan Officer
405 NW 5th Street, Suite B
Corvallis, OR 97331
(541) 754-9000
trina@mtgxps.com
Angie Foss
Loan Officer
405 NW 5th Street, Suite B
Corvallis, OR 97331
(541) 754-9000
angie@mtgxps.com
Matt Brown
Branch Manager
1121 NW 9th Street
Corvallis, OR 97331
Matt.Brown@prospectmtg.com
Van Melick
Senior Mortgage Specialist
430 NW 3rd St
Corvallis, OR 97331
(541) 286-4165
van.melick@directorsmortgage.net
Address
2055 NW Circle Blvd.
Corvallis, OR
Contact
(54) 754-6111
Fax (301) 639-0804
kim.paul@chase.com
Address
405 NW 5th Street, Suite B
Corvallis, OR
Contact
(541) 754-9000
Fax (301) 639-0804
trina@mtgxps.com
Address
405 NW 5th Street, Suite B
Corvallis, OR
Contact
(541) 754-9000
Fax (301) 639-0804
angie@mtgxps.com