Compare Today’s Refinance Rates for Crabtree, Oregon 97335
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Crabtree, Oregon 97335.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,034 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Crabtree and other areas of Linn county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Crabtree, Oregon 97335
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Interactive Refinance Rate Projections for Crabtree, Oregon 97335
Pureloan has developed an interactive chart to monitor the five largest local lenders in Crabtree, OR 97335, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Crabtree, Oregon 97335 from 2024 - 2016
The following historical data provides insights into refinancing trends in Crabtree, Oregon and the surrounding Linn county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Crabtree, Oregon 97335
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Crabtree, Oregon 97335, we have compiled a list of top refinance brokers to assist you in the process.
Van Melick
Senior Mortgage Specialist
430 NW 3rd St
Corvallis, OR 97335
(541) 286-4165
van.melick@directorsmortgage.net
Kris Hubbard
Branch Manager/Sr. Mortgage Banker
2405 14th Ave SE Ste C
Albany, OR 97335
(541) 791-2612
Kris.Hubbard@pacresmortgage.com
JJ Johnson
Home Mortgage Consultant
580 State St
Salem, OR 97335
(866) 472-9418
JJ.Johnson@Wellsfargo.com
Beth Morey
Home Mortgage Consultant
580 State St
Salem, OR 97335
(866) 472-9418
Beth.Morey@Wellsfargo.com
Dominic Federico
Mortgage Officer
615 Commercial St NE Ste 205
Salem, OR 97335
(503) 873-7334
dominicfederico@yahoo.com
Address
430 NW 3rd St
Corvallis, OR
Contact
(541) 286-4165
Fax (301) 639-0804
van.melick@directorsmortgage.net
Address
2405 14th Ave SE Ste C
Albany, OR
Contact
(541) 791-2612
Fax (301) 639-0804
Kris.Hubbard@pacresmortgage.com
Address
580 State St
Salem, OR
Contact
(866) 472-9418
Fax (301) 639-0804
JJ.Johnson@Wellsfargo.com