Compare Today’s Refinance Rates for Crater Lake, Oregon 97604
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Crater Lake, Oregon 97604.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Crater Lake, Oregon 97604. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,530 or $21 per month in Crater Lake and other parts of Klamath county.
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Summary of Average Refinances in Crater Lake, Oregon 97604
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Interactive Refinance Rate Projections for Crater Lake, Oregon 97604
Pureloan has developed an interactive chart to monitor the five largest local lenders in Crater Lake, OR 97604, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Crater Lake, Oregon 97604 from 2024 - 2016
The following historical data provides insights into refinancing trends in Crater Lake, Oregon and the surrounding Klamath county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
| avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
| % 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
| avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
| Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
| Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
| Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
| Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Crater Lake, Oregon 97604
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Crater Lake, Oregon 97604, we have compiled a list of top refinance brokers to assist you in the process.
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