Compare Today’s Refinance Rates for Dexter, Oregon 97431
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Dexter, Oregon 97431.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Dexter, Oregon 97431. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,086 or $17 per month in Dexter and other parts of Lane county.
Summary of Average Refinances in Dexter, Oregon 97431
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Interactive Refinance Rate Projections for Dexter, Oregon 97431
Pureloan has developed an interactive chart to monitor the five largest local lenders in Dexter, OR 97431, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Dexter, Oregon 97431 from 2024 - 2016
The following historical data provides insights into refinancing trends in Dexter, Oregon and the surrounding Lane county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 68.64% | 75.43% | 73.84% | 79.40% | 76.16% | 72.21% | 71.02% | 69.76% |
avg refi rate | 6.43% | 3.56% | 2.98% | 3.29% | 4.20% | 4.67% | 4.13% | 3.97% | 4.13% |
% 15 year fixed refinance | 19.16% | 15.16% | 16.21% | 12.80% | 18.21% | 19.96% | 20.23% | 23.54% | |
avg refi rate | 2.75% | 2.46% | 2.81% | 3.52% | 3.96% | 3.38% | 3.25% | 3.38% | |
Avg credit score | 758.00 | 784.26 | 760.88 | 763.62 | 753.19 | 751.37 | 754.84 | 758.56 | 764.16 |
Avg LTV (loan to value) | 45.67% | 54.79% | 61.81% | 66.62% | 68.63% | 65.34% | 68.49% | 71.48% | 71.59% |
Avg DTI (debt to income) | 36.60 | 35.85 | 32.95 | 33.30 | 35.38 | 35.07 | 34.67 | 34.03 | 33.77 |
Avg refinance insurance % | 0.55% | 1.26% | 2.45% | 3.56% | 1.87% | 2.83% | 4.21% | 4.86% |
Best Refinance Brokers around Dexter, Oregon 97431
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Dexter, Oregon 97431, we have compiled a list of top refinance brokers to assist you in the process.
Heather Sharp
Loan Officer
975 Oak Street
Eugene, OR 97431
(541) 687-5079
heather_sharp@keybank.com
Tami Konkel
Mortgage Specialist
937 Chetco Ave Bldg D
Brookings, OR 97431
(541) 412-2742
TKonkel@BayWestmail.com
Curt Sandfort
Loan Officer
1022 NE Stephens St
Roseburg, OR 97431
(541) 492-1150
curt@phlloans.com
Maureen Routt
Loan Officer
1022 NE Stephens St
Roseburg, OR 97431
maureen@phlloans.com
Connie Epperson
Loan Officer
1022 NE Stephens St
Roseburg, OR 97431
(541) 391-9816
connie@phlloans.com
Address
975 Oak Street
Eugene, OR
Contact
(541) 687-5079
Fax (301) 639-0804
heather_sharp@keybank.com
Address
937 Chetco Ave Bldg D
Brookings, OR
Contact
(541) 412-2742
Fax (301) 639-0804
TKonkel@BayWestmail.com
Address
1022 NE Stephens St
Roseburg, OR
Contact
(541) 492-1150
Fax (301) 639-0804
curt@phlloans.com