Compare Today’s Refinance Rates for Eugene, Oregon

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Eugene, Oregon 97401. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,440 or $18 / month in Eugene and other areas of Lane county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Eugene, Oregon 97401.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Eugene, Oregon 97401

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Eugene, OR

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Eugene, OR 97401, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Eugene, OR

Refinance Rates for Eugene, Oregon 97401 from 2013 - 2020

Below are historical data on refinancing in Eugene, Oregon and around Lane county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.19% 48.14% 54.86% 65.40% 71.32% 73.21% 72.22% 71.61%
avg refi rate 4.82% 4.54% 3.90% 3.78% 4.50% 4.09% 3.90% 3.93%
% 15 year fixed refinance 28.57% 38.79% 33.93% 27.03% 21.70% 16.91% 19.12% 19.07%
avg refi rate 4.27% 3.85% 3.29% 3.00% 3.59% 3.33% 3.20% 3.19%
Avg credit score 775.12 775.61 779.42 773.00 757.88 762.12 758.69 754.96
Avg LTV (loan to value) 60.63% 62.22% 64.35% 66.95% 70.94% 70.90% 68.23% 65.59%
Avg DTI (debt to income) 30.66 30.84 29.97 30.68 33.27 32.92 33.63 33.33
Avg refinance insurance % 0.75% 1.17% 1.46% 2.96% 3.93% 4.02% 2.60% 1.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Eugene, Oregon 97401

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Eugene, Oregon 97401, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Sheila Miller

Home Loan Officer

800 Willamette Street Suite 525

Eugene, OR 97401

(541) 654-5008

sheila.miller@homestreet.com

Heather Ducker

Home Loan Officer

800 Willamette Street Suite 525

Eugene, OR 97401

(541) 654-5008

heather.ducker@homestreet.com

Pamela Hoffine

Branch Manager / Sr. Mortgage Banker

100 W 13th, Suite 200

Eugene, OR 97401

(541) 600-2833

pamela.hoffine@pacresmortgage.com

Ladelle White

Loan Officer

360 E 10th Ave suite 101

Eugene, OR 97401

(541) 343-1995

lwhite@guildmortgage.net

Rhonda Stickney

Branch Manager

360 E 10th Ave suite 101

Eugene, OR 97401

(541) 343-1995

rstickney@guildmortgage.net

Address

800 Willamette Street Suite 525

Eugene, OR

Contact

(541) 654-5008

Fax (301) 639-0804

sheila.miller@homestreet.com

Address

800 Willamette Street Suite 525

Eugene, OR

Contact

(541) 654-5008

Fax (301) 639-0804

heather.ducker@homestreet.com

Address

100 W 13th, Suite 200

Eugene, OR

Contact

(541) 600-2833

Fax (301) 639-0804

pamela.hoffine@pacresmortgage.com

Refinancing News for Eugene, Oregon 97401