Compare Today’s Refinance Rates for Gervais, Oregon 97026
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gervais, Oregon 97026.
With a 30-year amortization refinance in Gervais and surrounding areas of Marion county, our calculations show that you can expect to save up to $5,407 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Gervais, Oregon 97026.
Summary of Average Refinances in Gervais, Oregon 97026
Become a certified mortgage expert on Pureloan.com
in Gervais, Oregon 97026
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Gervais, Oregon 97026
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gervais, OR 97026, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gervais, Oregon 97026 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gervais, Oregon and the surrounding Marion county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
| avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
| % 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
| avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
| Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
| Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
| Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
| Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Gervais, Oregon 97026
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gervais, Oregon 97026, we have compiled a list of top refinance brokers to assist you in the process.
Travis Olson
Loan Officer
600 A Ave
Lake Oswego, OR 97026
(503) 479-3028
travis.olson@pmrmtg.com
Keith Collins
Branch Manager
4800 Meadows Rd
Lake Oswego, OR 97026
(503) 496-4959
kcollins@npfcnet.com
Linda Ferrell
Branch Manager
5335 Meadows Rd Ste 401
Lake Oswego, OR 97026
(503) 906-2401
linda.ferrell@cobaltmortgage.com
Anthony Bennett
Loan Consultant
15962 Boones Ferry Rd Ste 100
Lake Oswego, OR 97026
(503) 496-0431
abennett@vantagemortgagegroup.com
Yumi Chang
Loan Consultant
15962 Boones Ferry Rd Ste 100
Lake Oswego, OR 97026
(503) 496-0431
ychang@vantagemortgagegroup.com
Address
600 A Ave
Lake Oswego, OR
Contact
(503) 479-3028
Fax (301) 639-0804
travis.olson@pmrmtg.com
Address
4800 Meadows Rd
Lake Oswego, OR
Contact
(503) 496-4959
Fax (301) 639-0804
kcollins@npfcnet.com
Address
5335 Meadows Rd Ste 401
Lake Oswego, OR
Contact
(503) 906-2401
Fax (301) 639-0804
linda.ferrell@cobaltmortgage.com