Compare Today’s Refinance Rates for Grants Pass, Oregon

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Grants Pass, Oregon 97528. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,810 or $16 / month in Grants Pass and other areas of Josephine county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Grants Pass, Oregon 97528.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Grants Pass, Oregon 97528

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Grants Pass, OR 97528, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Grants Pass, Oregon 97528 from 2012 - 2019

Below are historical data on refinancing in Grants Pass, Oregon and around Josephine county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.19% 48.14% 54.86% 65.40% 71.32% 73.21% 72.22% 71.61%
avg refi rate 4.82% 4.54% 3.90% 3.78% 4.50% 4.09% 3.90% 3.93%
% 15 year fixed refinance 28.57% 38.79% 33.93% 27.03% 21.70% 16.91% 19.12% 19.07%
avg refi rate 4.27% 3.85% 3.29% 3.00% 3.59% 3.33% 3.20% 3.19%
Avg credit score 775.12 775.61 779.42 773.00 757.88 762.12 758.69 754.96
Avg LTV (loan to value) 60.63% 62.22% 64.35% 66.95% 70.94% 70.90% 68.23% 65.59%
Avg DTI (debt to income) 30.66 30.84 29.97 30.68 33.27 32.92 33.63 33.33
Avg refinance insurance % 0.75% 1.17% 1.46% 2.96% 3.93% 4.02% 2.60% 1.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Grants Pass, Oregon 97528

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Grants Pass, Oregon 97528, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Annette Clark

Mortgage Banker

151 Ne Midland Ave

Grants Pass, OR 97528

(54) 660-9365

annette.clark@chase.com

Leif Johnson

Loan Orginator

121 Genessee St

Medford, OR 97528

(541) 772-9987

leif@thewayitought2be.com

Mary Pawol

Loan Orginator

121 Genessee St

Medford, OR 97528

(541) 772-9987

mary@thewayitought2be.com

Kevin Beard

Branch Manager/Sr. Mortgage Banker

502 W Main St Ste 103

Medford, OR 97528

(541) 773-3131

Kevin.Beard@pacresmortgage.com

Gina Clyburn

Sr. Mortgage Banker

502 W Main St Ste 103

Medford, OR 97528

(541) 773-3131

Gina.Clyburn@pacresmortgage.com

Address

151 Ne Midland Ave

Grants Pass, OR

Contact

(54) 660-9365

Fax (301) 639-0804

annette.clark@chase.com

Address

121 Genessee St

Medford, OR

Contact

(541) 772-9987

Fax (301) 639-0804

leif@thewayitought2be.com

Address

121 Genessee St

Medford, OR

Contact

(541) 772-9987

Fax (301) 639-0804

mary@thewayitought2be.com

Refinancing News for Grants Pass, Oregon 97528