Compare Today’s Refinance Rates for Grants Pass, Oregon 97528
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Grants Pass, Oregon 97528.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,548 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Grants Pass and other areas of Josephine county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Grants Pass, Oregon 97528
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Interactive Refinance Rate Projections for Grants Pass, Oregon 97528
Pureloan has developed an interactive chart to monitor the five largest local lenders in Grants Pass, OR 97528, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Grants Pass, Oregon 97528 from 2024 - 2016
The following historical data provides insights into refinancing trends in Grants Pass, Oregon and the surrounding Josephine county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Grants Pass, Oregon 97528
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Grants Pass, Oregon 97528, we have compiled a list of top refinance brokers to assist you in the process.
Annette Clark
Mortgage Banker
151 Ne Midland Ave
Grants Pass, OR 97528
(54) 660-9365
annette.clark@chase.com
Leif Johnson
Loan Orginator
121 Genessee St
Medford, OR 97528
(541) 772-9987
leif@thewayitought2be.com
Mary Pawol
Loan Orginator
121 Genessee St
Medford, OR 97528
(541) 772-9987
mary@thewayitought2be.com
Kevin Beard
Branch Manager/Sr. Mortgage Banker
502 W Main St Ste 103
Medford, OR 97528
(541) 773-3131
Kevin.Beard@pacresmortgage.com
Gina Clyburn
Sr. Mortgage Banker
502 W Main St Ste 103
Medford, OR 97528
(541) 773-3131
Gina.Clyburn@pacresmortgage.com
Address
151 Ne Midland Ave
Grants Pass, OR
Contact
(54) 660-9365
Fax (301) 639-0804
annette.clark@chase.com
Address
121 Genessee St
Medford, OR
Contact
(541) 772-9987
Fax (301) 639-0804
leif@thewayitought2be.com
Address
121 Genessee St
Medford, OR
Contact
(541) 772-9987
Fax (301) 639-0804
mary@thewayitought2be.com