Compare Today’s Refinance Rates for Gresham, Oregon 97080
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gresham, Oregon 97080.
With a 30-year amortization refinance in Gresham and surrounding areas of Multnomah county, our calculations show that you can expect to save up to $5,385 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Gresham, Oregon 97080.
Summary of Average Refinances in Gresham, Oregon 97080
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Interactive Refinance Rate Projections for Gresham, Oregon 97080
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gresham, OR 97080, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gresham, Oregon 97080 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gresham, Oregon and the surrounding Multnomah county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Gresham, Oregon 97080
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gresham, Oregon 97080, we have compiled a list of top refinance brokers to assist you in the process.
Mark Link
Mortgage Banker
3090 NE Hogan Dr
Gresham, OR 97080
(503) 577-2272
mark.link@chase.com
Matt Stashin
Branch Manager
1700 NW Civic Dr Ste 200
Gresham, OR 97080
(503) 699-5626
Matt.Stashin@pacresmortgage.com
Tami McAra
Loan Officer
2069 NE Division St
Gresham, OR 97080
(503) 489-1664
tmcara@mtgxps.com
Cory Williamson
Loan Officer
2069 NE Division St
Gresham, OR 97080
(503) 489-1664
cwilliamson@mtgxps.com
Brenda Tinjum
Loan Officer
2069 NE Division St
Gresham, OR 97080
(503) 489-1664
btinjum@mtgxps.com
Address
3090 NE Hogan Dr
Gresham, OR
Contact
(503) 577-2272
Fax (301) 639-0804
mark.link@chase.com
Address
1700 NW Civic Dr Ste 200
Gresham, OR
Contact
(503) 699-5626
Fax (301) 639-0804
Matt.Stashin@pacresmortgage.com
Address
2069 NE Division St
Gresham, OR
Contact
(503) 489-1664
Fax (301) 639-0804
tmcara@mtgxps.com