Compare Today’s Refinance Rates for Huntington, Oregon 97907
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Huntington, Oregon 97907.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Huntington, Oregon 97907. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,320 or $9 per month in Huntington and other parts of Baker county.
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Summary of Average Refinances in Huntington, Oregon 97907
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Expected Savings
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Interactive Refinance Rate Projections for Huntington, Oregon 97907
Pureloan has developed an interactive chart to monitor the five largest local lenders in Huntington, OR 97907, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Huntington, Oregon 97907 from 2024 - 2016
The following historical data provides insights into refinancing trends in Huntington, Oregon and the surrounding Baker county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Huntington, Oregon 97907
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Huntington, Oregon 97907, we have compiled a list of top refinance brokers to assist you in the process.
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