Compare Today’s Refinance Rates for Junction City, Oregon 97448
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Junction City, Oregon 97448.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Junction City, Oregon 97448. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,906 or $16 per month in Junction City and other parts of Lane county.
Summary of Average Refinances in Junction City, Oregon 97448
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Interactive Refinance Rate Projections for Junction City, Oregon 97448
Pureloan has developed an interactive chart to monitor the five largest local lenders in Junction City, OR 97448, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Junction City, Oregon 97448 from 2024 - 2016
The following historical data provides insights into refinancing trends in Junction City, Oregon and the surrounding Lane county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 68.64% | 75.43% | 73.84% | 79.40% | 76.16% | 72.21% | 71.02% | 69.76% |
avg refi rate | 6.43% | 3.56% | 2.98% | 3.29% | 4.20% | 4.67% | 4.13% | 3.97% | 4.13% |
% 15 year fixed refinance | 19.16% | 15.16% | 16.21% | 12.80% | 18.21% | 19.96% | 20.23% | 23.54% | |
avg refi rate | 2.75% | 2.46% | 2.81% | 3.52% | 3.96% | 3.38% | 3.25% | 3.38% | |
Avg credit score | 758.00 | 784.26 | 760.88 | 763.62 | 753.19 | 751.37 | 754.84 | 758.56 | 764.16 |
Avg LTV (loan to value) | 45.67% | 54.79% | 61.81% | 66.62% | 68.63% | 65.34% | 68.49% | 71.48% | 71.59% |
Avg DTI (debt to income) | 36.60 | 35.85 | 32.95 | 33.30 | 35.38 | 35.07 | 34.67 | 34.03 | 33.77 |
Avg refinance insurance % | 0.55% | 1.26% | 2.45% | 3.56% | 1.87% | 2.83% | 4.21% | 4.86% |
Best Refinance Brokers around Junction City, Oregon 97448
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Junction City, Oregon 97448, we have compiled a list of top refinance brokers to assist you in the process.
Heather Sharp
Loan Officer
975 Oak Street
Eugene, OR 97448
(541) 687-5079
heather_sharp@keybank.com
Tami Konkel
Mortgage Specialist
937 Chetco Ave Bldg D
Brookings, OR 97448
(541) 412-2742
TKonkel@BayWestmail.com
Curt Sandfort
Loan Officer
1022 NE Stephens St
Roseburg, OR 97448
(541) 492-1150
curt@phlloans.com
Maureen Routt
Loan Officer
1022 NE Stephens St
Roseburg, OR 97448
maureen@phlloans.com
Connie Epperson
Loan Officer
1022 NE Stephens St
Roseburg, OR 97448
(541) 391-9816
connie@phlloans.com
Address
975 Oak Street
Eugene, OR
Contact
(541) 687-5079
Fax (301) 639-0804
heather_sharp@keybank.com
Address
937 Chetco Ave Bldg D
Brookings, OR
Contact
(541) 412-2742
Fax (301) 639-0804
TKonkel@BayWestmail.com
Address
1022 NE Stephens St
Roseburg, OR
Contact
(541) 492-1150
Fax (301) 639-0804
curt@phlloans.com