Compare Today’s Refinance Rates for Keizer, Oregon 97307
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Keizer, Oregon 97307.
With a 30-year amortization refinance in Keizer and surrounding areas of Marion county, our calculations show that you can expect to save up to $5,548 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Keizer, Oregon 97307.
Summary of Average Refinances in Keizer, Oregon 97307
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Interactive Refinance Rate Projections for Keizer, Oregon 97307
Pureloan has developed an interactive chart to monitor the five largest local lenders in Keizer, OR 97307, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Keizer, Oregon 97307 from 2024 - 2016
The following historical data provides insights into refinancing trends in Keizer, Oregon and the surrounding Marion county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Keizer, Oregon 97307
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Keizer, Oregon 97307, we have compiled a list of top refinance brokers to assist you in the process.
Van Melick
Senior Mortgage Specialist
430 NW 3rd St
Corvallis, OR 97307
(541) 286-4165
van.melick@directorsmortgage.net
Kris Hubbard
Branch Manager/Sr. Mortgage Banker
2405 14th Ave SE Ste C
Albany, OR 97307
(541) 791-2612
Kris.Hubbard@pacresmortgage.com
JJ Johnson
Home Mortgage Consultant
580 State St
Salem, OR 97307
(866) 472-9418
JJ.Johnson@Wellsfargo.com
Beth Morey
Home Mortgage Consultant
580 State St
Salem, OR 97307
(866) 472-9418
Beth.Morey@Wellsfargo.com
Dominic Federico
Mortgage Officer
615 Commercial St NE Ste 205
Salem, OR 97307
(503) 873-7334
dominicfederico@yahoo.com
Address
430 NW 3rd St
Corvallis, OR
Contact
(541) 286-4165
Fax (301) 639-0804
van.melick@directorsmortgage.net
Address
2405 14th Ave SE Ste C
Albany, OR
Contact
(541) 791-2612
Fax (301) 639-0804
Kris.Hubbard@pacresmortgage.com
Address
580 State St
Salem, OR
Contact
(866) 472-9418
Fax (301) 639-0804
JJ.Johnson@Wellsfargo.com