Compare Today’s Refinance Rates for Keno, Oregon 97627
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Keno, Oregon 97627.
With a 30-year amortization refinance in Keno and surrounding areas of Klamath county, our calculations show that you can expect to save up to $4,548 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Keno, Oregon 97627.
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Summary of Average Refinances in Keno, Oregon 97627
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Interactive Refinance Rate Projections for Keno, Oregon 97627
Pureloan has developed an interactive chart to monitor the five largest local lenders in Keno, OR 97627, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Keno, Oregon 97627 from 2024 - 2016
The following historical data provides insights into refinancing trends in Keno, Oregon and the surrounding Klamath county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
| avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
| % 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
| avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
| Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
| Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
| Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
| Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Keno, Oregon 97627
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Keno, Oregon 97627, we have compiled a list of top refinance brokers to assist you in the process.
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