Compare Today’s Refinance Rates for Kimberly, Oregon 97848
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Kimberly, Oregon 97848.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Kimberly, Oregon 97848. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,665 or $13 per month in Kimberly and other parts of Grant county.
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Summary of Average Refinances in Kimberly, Oregon 97848
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Kimberly, Oregon 97848
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kimberly, OR 97848, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kimberly, Oregon 97848 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kimberly, Oregon and the surrounding Grant county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Kimberly, Oregon 97848
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kimberly, Oregon 97848, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Laura Hasbell
Processor
2108 Island Ave
La Grande, OR 97848
(541) 962-7557
laura.hasbell@mannmortgage.com
Michelle Fiala
Mortgage Consultant
1435 Campbell St
Baker City, OR 97848
(541) 524-7642
michelle.fiala@mannmortgage.com
Address
2108 Island Ave
La Grande, OR
Contact
(541) 962-7557
Fax (301) 639-0804
laura.hasbell@mannmortgage.com
Address
1435 Campbell St
Baker City, OR
Contact
(541) 524-7642
Fax (301) 639-0804
michelle.fiala@mannmortgage.com