Compare Today’s Refinance Rates for Lake Oswego, Oregon 97034
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Lake Oswego, Oregon 97034.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Lake Oswego, Oregon 97034. For 30-year amortization refinancing, you can expect lifetime cash savings of $11,740 or $33 per month in Lake Oswego and other parts of Clackamas county.
Summary of Average Refinances in Lake Oswego, Oregon 97034
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Interactive Refinance Rate Projections for Lake Oswego, Oregon 97034
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lake Oswego, OR 97034, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lake Oswego, Oregon 97034 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lake Oswego, Oregon and the surrounding Clackamas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Lake Oswego, Oregon 97034
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lake Oswego, Oregon 97034, we have compiled a list of top refinance brokers to assist you in the process.
Eric Green
Loan Officer
3 Centerpointe Drive
Lake Oswego, OR 97034
(801) 233-3700
eric.green@academymortgage.com
Parker Stospal
Loan Officer
3 Centerpointe Drive
Lake Oswego, OR 97034
(801) 233-3700
parker.stospal@academymortgage.com
Jerry Baker
Home Loan Officer
5335 Meadows Rd Suite 325
Lake Oswego, OR 97034
(503) 850-3900
jerry.baker@homestreet.com
Kirk Faulkner
Loan Officer
5885 Meadows Rd., Ste. 600
Lake Oswego, OR 97034
(503) 941-4950
kfaulkner@evergreenhomeloans.com
Michael Torres
Loan Officer
5885 Meadows Rd., Ste. 600
Lake Oswego, OR 97034
(503) 941-4961
mtorres@evergreenhomeloans.com
Address
3 Centerpointe Drive
Lake Oswego, OR
Contact
(801) 233-3700
Fax (301) 639-0804
eric.green@academymortgage.com
Address
3 Centerpointe Drive
Lake Oswego, OR
Contact
(801) 233-3700
Fax (301) 639-0804
parker.stospal@academymortgage.com
Address
5335 Meadows Rd Suite 325
Lake Oswego, OR
Contact
(503) 850-3900
Fax (301) 639-0804
jerry.baker@homestreet.com