Compare Today’s Refinance Rates for Lake Oswego, Oregon
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lake Oswego, Oregon 97035. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lake Oswego and surrounding areas of Clackamas county, your expected lifetime cash savings are $45,373 or $126 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lake Oswego, Oregon 97035.
Summary of Average Refinance Terms in Lake Oswego, Oregon 97035
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Customized Refinance Rate Projections for Lake Oswego, OR
For refinance rate forecasts and predictions in Lake Oswego, OR 97035, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Lake Oswego, Oregon 97035 from 2014 - 2021
Below are historical data on refinancing in Lake Oswego, Oregon and around Clackamas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 61.19% | 48.14% | 54.86% | 65.40% | 71.32% | 73.21% | 72.22% | 71.61% |
| avg refi rate | 4.82% | 4.54% | 3.90% | 3.78% | 4.50% | 4.09% | 3.90% | 3.93% |
| % 15 year fixed refinance | 28.57% | 38.79% | 33.93% | 27.03% | 21.70% | 16.91% | 19.12% | 19.07% |
| avg refi rate | 4.27% | 3.85% | 3.29% | 3.00% | 3.59% | 3.33% | 3.20% | 3.19% |
| Avg credit score | 775.12 | 775.61 | 779.42 | 773.00 | 757.88 | 762.12 | 758.69 | 754.96 |
| Avg LTV (loan to value) | 60.63% | 62.22% | 64.35% | 66.95% | 70.94% | 70.90% | 68.23% | 65.59% |
| Avg DTI (debt to income) | 30.66 | 30.84 | 29.97 | 30.68 | 33.27 | 32.92 | 33.63 | 33.33 |
| Avg refinance insurance % | 0.75% | 1.17% | 1.46% | 2.96% | 3.93% | 4.02% | 2.60% | 1.79% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Lake Oswego, Oregon 97035
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lake Oswego, Oregon 97035, we have compiled a list of the leading refinance brokers to guide you.
Eric Green
Loan Officer
3 Centerpointe Drive
Lake Oswego, OR 97035
(801) 233-3700
eric.green@academymortgage.com
Parker Stospal
Loan Officer
3 Centerpointe Drive
Lake Oswego, OR 97035
(801) 233-3700
parker.stospal@academymortgage.com
Jerry Baker
Home Loan Officer
5335 Meadows Rd Suite 325
Lake Oswego, OR 97035
(503) 850-3900
jerry.baker@homestreet.com
Kirk Faulkner
Loan Officer
5885 Meadows Rd., Ste. 600
Lake Oswego, OR 97035
(503) 941-4950
kfaulkner@evergreenhomeloans.com
Michael Torres
Loan Officer
5885 Meadows Rd., Ste. 600
Lake Oswego, OR 97035
(503) 941-4961
mtorres@evergreenhomeloans.com
Address
3 Centerpointe Drive
Lake Oswego, OR
Contact
(801) 233-3700
Fax (301) 639-0804
eric.green@academymortgage.com
Address
3 Centerpointe Drive
Lake Oswego, OR
Contact
(801) 233-3700
Fax (301) 639-0804
parker.stospal@academymortgage.com
Address
5335 Meadows Rd Suite 325
Lake Oswego, OR
Contact
(503) 850-3900
Fax (301) 639-0804
jerry.baker@homestreet.com