Compare Today’s Refinance Rates for Lake Oswego, Oregon

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lake Oswego, Oregon 97035. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lake Oswego and surrounding areas of Clackamas county, your expected lifetime cash savings are $45,373 or $126 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lake Oswego, Oregon 97035.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

45.414666 -122.722709

Summary of Average Refinance Terms in Lake Oswego, Oregon 97035

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lake Oswego, OR

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lake Oswego, OR 97035, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lake Oswego, OR

Refinance Rates for Lake Oswego, Oregon 97035 from 2014 - 2021

Below are historical data on refinancing in Lake Oswego, Oregon and around Clackamas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 61.19% 48.14% 54.86% 65.40% 71.32% 73.21% 72.22% 71.61%
avg refi rate 4.82% 4.54% 3.90% 3.78% 4.50% 4.09% 3.90% 3.93%
% 15 year fixed refinance 28.57% 38.79% 33.93% 27.03% 21.70% 16.91% 19.12% 19.07%
avg refi rate 4.27% 3.85% 3.29% 3.00% 3.59% 3.33% 3.20% 3.19%
Avg credit score 775.12 775.61 779.42 773.00 757.88 762.12 758.69 754.96
Avg LTV (loan to value) 60.63% 62.22% 64.35% 66.95% 70.94% 70.90% 68.23% 65.59%
Avg DTI (debt to income) 30.66 30.84 29.97 30.68 33.27 32.92 33.63 33.33
Avg refinance insurance % 0.75% 1.17% 1.46% 2.96% 3.93% 4.02% 2.60% 1.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lake Oswego, Oregon 97035

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lake Oswego, Oregon 97035, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Eric Green

Loan Officer

3 Centerpointe Drive

Lake Oswego, OR 97035

(801) 233-3700

eric.green@academymortgage.com

Parker Stospal

Loan Officer

3 Centerpointe Drive

Lake Oswego, OR 97035

(801) 233-3700

parker.stospal@academymortgage.com

Jerry Baker

Home Loan Officer

5335 Meadows Rd Suite 325

Lake Oswego, OR 97035

(503) 850-3900

jerry.baker@homestreet.com

Kirk Faulkner

Loan Officer

5885 Meadows Rd., Ste. 600

Lake Oswego, OR 97035

(503) 941-4950

kfaulkner@evergreenhomeloans.com

Michael Torres

Loan Officer

5885 Meadows Rd., Ste. 600

Lake Oswego, OR 97035

(503) 941-4961

mtorres@evergreenhomeloans.com

Address

3 Centerpointe Drive

Lake Oswego, OR

Contact

(801) 233-3700

Fax (301) 639-0804

eric.green@academymortgage.com

Address

3 Centerpointe Drive

Lake Oswego, OR

Contact

(801) 233-3700

Fax (301) 639-0804

parker.stospal@academymortgage.com

Address

5335 Meadows Rd Suite 325

Lake Oswego, OR

Contact

(503) 850-3900

Fax (301) 639-0804

jerry.baker@homestreet.com

Refinancing News for Lake Oswego, Oregon 97035