Compare Today’s Refinance Rates for Lakeview, Oregon 97630
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lakeview, Oregon 97630.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,576 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Lakeview and other areas of Lake county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Lakeview, Oregon 97630
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Interactive Refinance Rate Projections for Lakeview, Oregon 97630
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lakeview, OR 97630, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lakeview, Oregon 97630 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lakeview, Oregon and the surrounding Lake county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Lakeview, Oregon 97630
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lakeview, Oregon 97630, we have compiled a list of top refinance brokers to assist you in the process.
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