Compare Today’s Refinance Rates for Langlois, Oregon 97450
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Langlois, Oregon 97450.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,369 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Langlois and other areas of Curry county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Langlois, Oregon 97450
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Interactive Refinance Rate Projections for Langlois, Oregon 97450
Pureloan has developed an interactive chart to monitor the five largest local lenders in Langlois, OR 97450, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Langlois, Oregon 97450 from 2024 - 2016
The following historical data provides insights into refinancing trends in Langlois, Oregon and the surrounding Curry county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 68.64% | 75.43% | 73.84% | 79.40% | 76.16% | 72.21% | 71.02% | 69.76% |
| avg refi rate | 6.43% | 3.56% | 2.98% | 3.29% | 4.20% | 4.67% | 4.13% | 3.97% | 4.13% |
| % 15 year fixed refinance | 19.16% | 15.16% | 16.21% | 12.80% | 18.21% | 19.96% | 20.23% | 23.54% | |
| avg refi rate | 2.75% | 2.46% | 2.81% | 3.52% | 3.96% | 3.38% | 3.25% | 3.38% | |
| Avg credit score | 758.00 | 784.26 | 760.88 | 763.62 | 753.19 | 751.37 | 754.84 | 758.56 | 764.16 |
| Avg LTV (loan to value) | 45.67% | 54.79% | 61.81% | 66.62% | 68.63% | 65.34% | 68.49% | 71.48% | 71.59% |
| Avg DTI (debt to income) | 36.60 | 35.85 | 32.95 | 33.30 | 35.38 | 35.07 | 34.67 | 34.03 | 33.77 |
| Avg refinance insurance % | 0.55% | 1.26% | 2.45% | 3.56% | 1.87% | 2.83% | 4.21% | 4.86% |
Best Refinance Brokers around Langlois, Oregon 97450
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Langlois, Oregon 97450, we have compiled a list of top refinance brokers to assist you in the process.
Leif Johnson
Loan Orginator
121 Genessee St
Medford, OR 97450
(541) 772-9987
leif@thewayitought2be.com
Mary Pawol
Loan Orginator
121 Genessee St
Medford, OR 97450
(541) 772-9987
mary@thewayitought2be.com
Kevin Beard
Branch Manager/Sr. Mortgage Banker
502 W Main St Ste 103
Medford, OR 97450
(541) 773-3131
Kevin.Beard@pacresmortgage.com
Gina Clyburn
Sr. Mortgage Banker
502 W Main St Ste 103
Medford, OR 97450
(541) 773-3131
Gina.Clyburn@pacresmortgage.com
Tony Haas
Sr. Mortgage Banker
502 W Main St Ste 103
Medford, OR 97450
(541) 773-3131
Tony.Haas@pacresmortgage.com
Address
121 Genessee St
Medford, OR
Contact
(541) 772-9987
Fax (301) 639-0804
leif@thewayitought2be.com
Address
121 Genessee St
Medford, OR
Contact
(541) 772-9987
Fax (301) 639-0804
mary@thewayitought2be.com
Address
502 W Main St Ste 103
Medford, OR
Contact
(541) 773-3131
Fax (301) 639-0804
Kevin.Beard@pacresmortgage.com