Compare Today’s Refinance Rates for Lincoln City, Oregon 97367
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lincoln City, Oregon 97367.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,548 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Lincoln City and other areas of Lincoln county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lincoln City, Oregon 97367
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Interactive Refinance Rate Projections for Lincoln City, Oregon 97367
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lincoln City, OR 97367, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lincoln City, Oregon 97367 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lincoln City, Oregon and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Lincoln City, Oregon 97367
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lincoln City, Oregon 97367, we have compiled a list of top refinance brokers to assist you in the process.
Andrea Price
Loan Officer
2065 NW 34th St., Unit 5
Lincoln City, OR 97367
(541) 418-5010
aprice@evergreenhomeloans.com
Jamie Fritzsche
Loan Officer
2065 NW 34th St., Unit 5
Lincoln City, OR 97367
(541) 418-5010
jfritzsche@evergreenhomeloans.com
Heather Sharp
Loan Officer
975 Oak Street
Eugene, OR 97367
(541) 687-5079
heather_sharp@keybank.com
Tami Konkel
Mortgage Specialist
937 Chetco Ave Bldg D
Brookings, OR 97367
(541) 412-2742
TKonkel@BayWestmail.com
Curt Sandfort
Loan Officer
1022 NE Stephens St
Roseburg, OR 97367
(541) 492-1150
curt@phlloans.com
Address
2065 NW 34th St., Unit 5
Lincoln City, OR
Contact
(541) 418-5010
Fax (301) 639-0804
aprice@evergreenhomeloans.com
Address
2065 NW 34th St., Unit 5
Lincoln City, OR
Contact
(541) 418-5010
Fax (301) 639-0804
jfritzsche@evergreenhomeloans.com
Address
975 Oak Street
Eugene, OR
Contact
(541) 687-5079
Fax (301) 639-0804
heather_sharp@keybank.com