Compare Today’s Refinance Rates for Long Creek, Oregon 97856
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Long Creek, Oregon 97856.
With a 30-year amortization refinance in Long Creek and surrounding areas of Grant county, our calculations show that you can expect to save up to $5,473 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Long Creek, Oregon 97856.
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Summary of Average Refinances in Long Creek, Oregon 97856
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Interactive Refinance Rate Projections for Long Creek, Oregon 97856
Pureloan has developed an interactive chart to monitor the five largest local lenders in Long Creek, OR 97856, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Long Creek, Oregon 97856 from 2024 - 2016
The following historical data provides insights into refinancing trends in Long Creek, Oregon and the surrounding Grant county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Long Creek, Oregon 97856
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Long Creek, Oregon 97856, we have compiled a list of top refinance brokers to assist you in the process.
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