Compare Today’s Refinance Rates for Malin, Oregon 97632
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Malin, Oregon 97632.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Malin, Oregon 97632. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,423 or $18 per month in Malin and other parts of Klamath county.
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Summary of Average Refinances in Malin, Oregon 97632
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Interactive Refinance Rate Projections for Malin, Oregon 97632
Pureloan has developed an interactive chart to monitor the five largest local lenders in Malin, OR 97632, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Malin, Oregon 97632 from 2024 - 2016
The following historical data provides insights into refinancing trends in Malin, Oregon and the surrounding Klamath county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Malin, Oregon 97632
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Malin, Oregon 97632, we have compiled a list of top refinance brokers to assist you in the process.
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