Compare Today’s Refinance Rates for Medford, Oregon

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Medford, Oregon 97504. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Medford and other areas of Jackson county, expected lifetime cash savings are $5,622 or $16 / month.

For Medford, Oregon 97504, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Medford, Oregon 97504

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Medford, OR 97504, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Medford, Oregon 97504 from 2012 - 2019

Below are historical data on refinancing in Medford, Oregon and around Jackson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.19% 48.14% 54.86% 65.40% 71.32% 73.21% 72.22% 71.61%
avg refi rate 4.82% 4.54% 3.90% 3.78% 4.50% 4.09% 3.90% 3.93%
% 15 year fixed refinance 28.57% 38.79% 33.93% 27.03% 21.70% 16.91% 19.12% 19.07%
avg refi rate 4.27% 3.85% 3.29% 3.00% 3.59% 3.33% 3.20% 3.19%
Avg credit score 775.12 775.61 779.42 773.00 757.88 762.12 758.69 754.96
Avg LTV (loan to value) 60.63% 62.22% 64.35% 66.95% 70.94% 70.90% 68.23% 65.59%
Avg DTI (debt to income) 30.66 30.84 29.97 30.68 33.27 32.92 33.63 33.33
Avg refinance insurance % 0.75% 1.17% 1.46% 2.96% 3.93% 4.02% 2.60% 1.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Medford, Oregon 97504

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Medford, Oregon 97504, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brian Case

Sales Manager

609 E. Jackson St.

Medford, OR 97504

(541) 890-8463

bcase@guildmortgage.com

Mary Shields

Loan Officer

3200 Hillcrest Park Drive, Suite 102

Medford, OR 97504

(541) 779-6591

mshields@evergreenhomeloans.com

Matt Allen

Sr. Reverse Mortgage Banker

1555 E McAndrews Road, Suite 301

Medford, OR 97504

(541) 773-3131

matt.allen@pacresmortgage.com

Todd Hing

Loan Officer

3262 Hillcrest Park Drive

Medford, OR 97504

(503) 517-9330

todd@mtgxps.com

Scott Munds

Loan Officer

3262 Hillcrest Park Drive

Medford, OR 97504

(503) 517-9345

smunds@mtgxps.com

Address

609 E. Jackson St.

Medford, OR

Contact

(541) 890-8463

Fax (301) 639-0804

bcase@guildmortgage.com

Address

3200 Hillcrest Park Drive, Suite 102

Medford, OR

Contact

(541) 779-6591

Fax (301) 639-0804

mshields@evergreenhomeloans.com

Address

1555 E McAndrews Road, Suite 301

Medford, OR

Contact

(541) 773-3131

Fax (301) 639-0804

matt.allen@pacresmortgage.com

Refinancing News for Medford, Oregon 97504