Compare Today’s Refinance Rates for Medford, Oregon 97501
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Medford, Oregon 97501.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Medford, Oregon 97501. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,369 or $15 per month in Medford and other parts of Jackson county.
Summary of Average Refinances in Medford, Oregon 97501
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Interactive Refinance Rate Projections for Medford, Oregon 97501
Pureloan has developed an interactive chart to monitor the five largest local lenders in Medford, OR 97501, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Medford, Oregon 97501 from 2024 - 2016
The following historical data provides insights into refinancing trends in Medford, Oregon and the surrounding Jackson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Medford, Oregon 97501
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Medford, Oregon 97501, we have compiled a list of top refinance brokers to assist you in the process.
Brian Case
Sales Manager
609 E. Jackson St.
Medford, OR 97501
(541) 890-8463
bcase@guildmortgage.com
Mary Shields
Loan Officer
3200 Hillcrest Park Drive, Suite 102
Medford, OR 97501
(541) 779-6591
mshields@evergreenhomeloans.com
Matt Allen
Sr. Reverse Mortgage Banker
1555 E McAndrews Road, Suite 301
Medford, OR 97501
(541) 773-3131
matt.allen@pacresmortgage.com
Todd Hing
Loan Officer
3262 Hillcrest Park Drive
Medford, OR 97501
(503) 517-9330
todd@mtgxps.com
Scott Munds
Loan Officer
3262 Hillcrest Park Drive
Medford, OR 97501
(503) 517-9345
smunds@mtgxps.com
Address
609 E. Jackson St.
Medford, OR
Contact
(541) 890-8463
Fax (301) 639-0804
bcase@guildmortgage.com
Address
3200 Hillcrest Park Drive, Suite 102
Medford, OR
Contact
(541) 779-6591
Fax (301) 639-0804
mshields@evergreenhomeloans.com
Address
1555 E McAndrews Road, Suite 301
Medford, OR
Contact
(541) 773-3131
Fax (301) 639-0804
matt.allen@pacresmortgage.com