Compare Today’s Refinance Rates for Medford, Oregon
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Medford, Oregon 97504. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Medford and other areas of Jackson county, expected lifetime cash savings are $21,830 or $61 / month.
For Medford, Oregon 97504, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in Medford, Oregon 97504


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Customized Refinance Rate Projections for Medford, OR
For refinance rate forecasts and predictions in Medford, OR 97504, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Medford, Oregon 97504 from 2014 - 2021
Below are historical data on refinancing in Medford, Oregon and around Jackson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 61.19% | 48.14% | 54.86% | 65.40% | 71.32% | 73.21% | 72.22% | 71.61% |
avg refi rate | 4.82% | 4.54% | 3.90% | 3.78% | 4.50% | 4.09% | 3.90% | 3.93% |
% 15 year fixed refinance | 28.57% | 38.79% | 33.93% | 27.03% | 21.70% | 16.91% | 19.12% | 19.07% |
avg refi rate | 4.27% | 3.85% | 3.29% | 3.00% | 3.59% | 3.33% | 3.20% | 3.19% |
Avg credit score | 775.12 | 775.61 | 779.42 | 773.00 | 757.88 | 762.12 | 758.69 | 754.96 |
Avg LTV (loan to value) | 60.63% | 62.22% | 64.35% | 66.95% | 70.94% | 70.90% | 68.23% | 65.59% |
Avg DTI (debt to income) | 30.66 | 30.84 | 29.97 | 30.68 | 33.27 | 32.92 | 33.63 | 33.33 |
Avg refinance insurance % | 0.75% | 1.17% | 1.46% | 2.96% | 3.93% | 4.02% | 2.60% | 1.79% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Medford, Oregon 97504
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Medford, Oregon 97504, we have compiled a list of the leading refinance brokers to guide you.
Brian Case
Sales Manager
609 E. Jackson St.
Medford, OR 97504
(541) 890-8463
bcase@guildmortgage.com
Mary Shields
Loan Officer
3200 Hillcrest Park Drive, Suite 102
Medford, OR 97504
(541) 779-6591
mshields@evergreenhomeloans.com
Matt Allen
Sr. Reverse Mortgage Banker
1555 E McAndrews Road, Suite 301
Medford, OR 97504
(541) 773-3131
matt.allen@pacresmortgage.com
Todd Hing
Loan Officer
3262 Hillcrest Park Drive
Medford, OR 97504
(503) 517-9330
todd@mtgxps.com
Scott Munds
Loan Officer
3262 Hillcrest Park Drive
Medford, OR 97504
(503) 517-9345
smunds@mtgxps.com
Address
609 E. Jackson St.
Medford, OR
Contact
(541) 890-8463
Fax (301) 639-0804
bcase@guildmortgage.com
Address
3200 Hillcrest Park Drive, Suite 102
Medford, OR
Contact
(541) 779-6591
Fax (301) 639-0804
mshields@evergreenhomeloans.com
Address
1555 E McAndrews Road, Suite 301
Medford, OR
Contact
(541) 773-3131
Fax (301) 639-0804
matt.allen@pacresmortgage.com