Compare Today’s Refinance Rates for Mount Angel, Oregon 97362
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mount Angel, Oregon 97362.
With a 30-year amortization refinance in Mount Angel and surrounding areas of Marion county, our calculations show that you can expect to save up to $5,727 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mount Angel, Oregon 97362.
Summary of Average Refinances in Mount Angel, Oregon 97362
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Interactive Refinance Rate Projections for Mount Angel, Oregon 97362
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Angel, OR 97362, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Angel, Oregon 97362 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Angel, Oregon and the surrounding Marion county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
| avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
| % 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
| avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
| Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
| Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
| Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
| Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Mount Angel, Oregon 97362
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Angel, Oregon 97362, we have compiled a list of top refinance brokers to assist you in the process.
Jamie Fritzsche
Loan Officer
2065 NW 34th St., Unit 5
Lincoln City, OR 97362
(541) 418-5010
jfritzsche@evergreenhomeloans.com
Andrea Price
Loan Officer
2065 NW 34th St., Unit 5
Lincoln City, OR 97362
(541) 418-5010
aprice@evergreenhomeloans.com
Heather Sharp
Loan Officer
975 Oak Street
Eugene, OR 97362
(541) 687-5079
heather_sharp@keybank.com
Tami Konkel
Mortgage Specialist
937 Chetco Ave Bldg D
Brookings, OR 97362
(541) 412-2742
TKonkel@BayWestmail.com
Curt Sandfort
Loan Officer
1022 NE Stephens St
Roseburg, OR 97362
(541) 492-1150
curt@phlloans.com
Address
2065 NW 34th St., Unit 5
Lincoln City, OR
Contact
(541) 418-5010
Fax (301) 639-0804
jfritzsche@evergreenhomeloans.com
Address
2065 NW 34th St., Unit 5
Lincoln City, OR
Contact
(541) 418-5010
Fax (301) 639-0804
aprice@evergreenhomeloans.com
Address
975 Oak Street
Eugene, OR
Contact
(541) 687-5079
Fax (301) 639-0804
heather_sharp@keybank.com