Compare Today’s Refinance Rates for Neskowin, Oregon 97149
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Neskowin, Oregon 97149.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Neskowin, Oregon 97149. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,592 or $21 per month in Neskowin and other parts of Tillamook county.
Summary of Average Refinances in Neskowin, Oregon 97149
Become a certified mortgage expert on Pureloan.com
in Neskowin, Oregon 97149
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Neskowin, Oregon 97149
Pureloan has developed an interactive chart to monitor the five largest local lenders in Neskowin, OR 97149, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Neskowin, Oregon 97149 from 2024 - 2016
The following historical data provides insights into refinancing trends in Neskowin, Oregon and the surrounding Tillamook county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
| avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
| % 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
| avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
| Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
| Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
| Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
| Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Neskowin, Oregon 97149
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Neskowin, Oregon 97149, we have compiled a list of top refinance brokers to assist you in the process.
Ryan Arzner
Area Manager/Sr. Mortgage Banker
1938 Pacific Ave
Forest Grove, OR 97149
855905
Ryan.Arzner@pacresmortgage.com
Vaughn Monagon
Sr. Mortgage Banker
1938 Pacific Ave
Forest Grove, OR 97149
855905
Vaughn.Monagon@pacresmortgage.com
Venessa Eck
Sr. Mortgage Banker
1938 Pacific Ave
Forest Grove, OR 97149
(855) 905-5626
Venessa.Eck@pacresmortgage.com
Debra Jorgensen
loan officer
601 Elliott Rd
Newberg, OR 97149
(503) 538-1072
djorgensen@guildmortgage.net
Kelly Naff
loan officer
601 Elliott Rd
Newberg, OR 97149
(503) 881-3942
knaff@guildmortgage.net
Address
1938 Pacific Ave
Forest Grove, OR
Contact
855905
Fax (301) 639-0804
Ryan.Arzner@pacresmortgage.com
Address
1938 Pacific Ave
Forest Grove, OR
Contact
855905
Fax (301) 639-0804
Vaughn.Monagon@pacresmortgage.com
Address
1938 Pacific Ave
Forest Grove, OR
Contact
(855) 905-5626
Fax (301) 639-0804
Venessa.Eck@pacresmortgage.com