Compare Today’s Refinance Rates for Newberg, Oregon 97132
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Newberg, Oregon 97132.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Newberg, Oregon 97132. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,246 or $17 per month in Newberg and other parts of Yamhill county.
Summary of Average Refinances in Newberg, Oregon 97132
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Interactive Refinance Rate Projections for Newberg, Oregon 97132
Pureloan has developed an interactive chart to monitor the five largest local lenders in Newberg, OR 97132, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Newberg, Oregon 97132 from 2024 - 2016
The following historical data provides insights into refinancing trends in Newberg, Oregon and the surrounding Yamhill county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Newberg, Oregon 97132
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Newberg, Oregon 97132, we have compiled a list of top refinance brokers to assist you in the process.
Kelly Naff
loan officer
601 Elliott Rd
Newberg, OR 97132
(503) 881-3942
knaff@guildmortgage.net
Debra Jorgensen
loan officer
601 Elliott Rd
Newberg, OR 97132
(503) 538-1072
djorgensen@guildmortgage.net
Ryan Arzner
Area Manager/Sr. Mortgage Banker
1938 Pacific Ave
Forest Grove, OR 97132
855905
Ryan.Arzner@pacresmortgage.com
Vaughn Monagon
Sr. Mortgage Banker
1938 Pacific Ave
Forest Grove, OR 97132
855905
Vaughn.Monagon@pacresmortgage.com
Venessa Eck
Sr. Mortgage Banker
1938 Pacific Ave
Forest Grove, OR 97132
(855) 905-5626
Venessa.Eck@pacresmortgage.com
Address
601 Elliott Rd
Newberg, OR
Contact
(503) 881-3942
Fax (301) 639-0804
knaff@guildmortgage.net
Address
601 Elliott Rd
Newberg, OR
Contact
(503) 538-1072
Fax (301) 639-0804
djorgensen@guildmortgage.net
Address
1938 Pacific Ave
Forest Grove, OR
Contact
855905
Fax (301) 639-0804
Ryan.Arzner@pacresmortgage.com