Compare Today’s Refinance Rates for Ontario, Oregon 97914
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ontario, Oregon 97914.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ontario, Oregon 97914. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,423 or $18 per month in Ontario and other parts of Malheur county.
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Summary of Average Refinances in Ontario, Oregon 97914
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Interactive Refinance Rate Projections for Ontario, Oregon 97914
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ontario, OR 97914, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ontario, Oregon 97914 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ontario, Oregon and the surrounding Malheur county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
| avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
| % 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
| avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
| Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
| Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
| Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
| Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Ontario, Oregon 97914
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ontario, Oregon 97914, we have compiled a list of top refinance brokers to assist you in the process.
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