Compare Today’s Refinance Rates for Oregon City, Oregon

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Oregon City, Oregon 97045. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Oregon City and surrounding areas of Clackamas county, your expected lifetime cash savings are $7,929 or $22 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oregon City, Oregon 97045.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Oregon City, Oregon 97045

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Oregon City, OR

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oregon City, OR 97045, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Oregon City, OR

Refinance Rates for Oregon City, Oregon 97045 from 2013 - 2020

Below are historical data on refinancing in Oregon City, Oregon and around Clackamas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.19% 48.14% 54.86% 65.40% 71.32% 73.21% 72.22% 71.61%
avg refi rate 4.82% 4.54% 3.90% 3.78% 4.50% 4.09% 3.90% 3.93%
% 15 year fixed refinance 28.57% 38.79% 33.93% 27.03% 21.70% 16.91% 19.12% 19.07%
avg refi rate 4.27% 3.85% 3.29% 3.00% 3.59% 3.33% 3.20% 3.19%
Avg credit score 775.12 775.61 779.42 773.00 757.88 762.12 758.69 754.96
Avg LTV (loan to value) 60.63% 62.22% 64.35% 66.95% 70.94% 70.90% 68.23% 65.59%
Avg DTI (debt to income) 30.66 30.84 29.97 30.68 33.27 32.92 33.63 33.33
Avg refinance insurance % 0.75% 1.17% 1.46% 2.96% 3.93% 4.02% 2.60% 1.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oregon City, Oregon 97045

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oregon City, Oregon 97045, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Beverly Liesy

Mortgage

12550 SE 93rd Ave

Clackamas, OR 97045

(855) 353-8977

BLiesy@mtgxps.com

Dana Crossland

Mortgage

12550 SE 93rd Ave

Clackamas, OR 97045

(855) 353-8977

DCrossland@mtgxps.com

Michael Neef

Loan Orginator

10121 SE Sunnyside Rd Ste 170

Clackamas, OR 97045

(503) 929-4615

Michael@PortlandHomeLoanExpert.com

Kevin Moon

Home Mortgage Consultant

10121 SE Sunnyside Rd Ste 145

Clackamas, OR 97045

(866) 773-7051

Kevin.Moon@Wellsfargo.com

ERIC YOUNG

Home Mortgage Consultant

10121 SE Sunnyside Rd Ste 145

Clackamas, OR 97045

(503) 654-9171

ERIC.YOUNG@Wellsfargo.com

Address

12550 SE 93rd Ave

Clackamas, OR

Contact

(855) 353-8977

Fax (301) 639-0804

BLiesy@mtgxps.com

Address

12550 SE 93rd Ave

Clackamas, OR

Contact

(855) 353-8977

Fax (301) 639-0804

DCrossland@mtgxps.com

Address

10121 SE Sunnyside Rd Ste 170

Clackamas, OR

Contact

(503) 929-4615

Fax (301) 639-0804

Michael@PortlandHomeLoanExpert.com

Refinancing News for Oregon City, Oregon 97045