Compare Today’s Refinance Rates for Oregon City, Oregon 97045
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Oregon City, Oregon 97045.
With a 30-year amortization refinance in Oregon City and surrounding areas of Clackamas county, our calculations show that you can expect to save up to $7,535 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Oregon City, Oregon 97045.
Summary of Average Refinances in Oregon City, Oregon 97045
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Interactive Refinance Rate Projections for Oregon City, Oregon 97045
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oregon City, OR 97045, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oregon City, Oregon 97045 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oregon City, Oregon and the surrounding Clackamas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Oregon City, Oregon 97045
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oregon City, Oregon 97045, we have compiled a list of top refinance brokers to assist you in the process.
Beverly Liesy
Mortgage
12550 SE 93rd Ave
Clackamas, OR 97045
(855) 353-8977
BLiesy@mtgxps.com
Dana Crossland
Mortgage
12550 SE 93rd Ave
Clackamas, OR 97045
(855) 353-8977
DCrossland@mtgxps.com
Michael Neef
Loan Orginator
10121 SE Sunnyside Rd Ste 170
Clackamas, OR 97045
(503) 929-4615
Michael@PortlandHomeLoanExpert.com
Kevin Moon
Home Mortgage Consultant
10121 SE Sunnyside Rd Ste 145
Clackamas, OR 97045
(866) 773-7051
Kevin.Moon@Wellsfargo.com
ERIC YOUNG
Home Mortgage Consultant
10121 SE Sunnyside Rd Ste 145
Clackamas, OR 97045
(503) 654-9171
ERIC.YOUNG@Wellsfargo.com
Address
12550 SE 93rd Ave
Clackamas, OR
Contact
(855) 353-8977
Fax (301) 639-0804
BLiesy@mtgxps.com
Address
12550 SE 93rd Ave
Clackamas, OR
Contact
(855) 353-8977
Fax (301) 639-0804
DCrossland@mtgxps.com
Address
10121 SE Sunnyside Rd Ste 170
Clackamas, OR
Contact
(503) 929-4615
Fax (301) 639-0804
Michael@PortlandHomeLoanExpert.com