Compare Today’s Refinance Rates for Oregon City, Oregon
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Oregon City, Oregon 97045. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Oregon City and surrounding areas of Clackamas county, your expected lifetime cash savings are $7,929 or $22 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oregon City, Oregon 97045.
Summary of Average Refinance Terms in Oregon City, Oregon 97045
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Customized Refinance Rate Projections for Oregon City, OR
For refinance rate forecasts and predictions in Oregon City, OR 97045, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Oregon City, Oregon 97045 from 2013 - 2020
Below are historical data on refinancing in Oregon City, Oregon and around Clackamas county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 61.19% | 48.14% | 54.86% | 65.40% | 71.32% | 73.21% | 72.22% | 71.61% |
| avg refi rate | 4.82% | 4.54% | 3.90% | 3.78% | 4.50% | 4.09% | 3.90% | 3.93% |
| % 15 year fixed refinance | 28.57% | 38.79% | 33.93% | 27.03% | 21.70% | 16.91% | 19.12% | 19.07% |
| avg refi rate | 4.27% | 3.85% | 3.29% | 3.00% | 3.59% | 3.33% | 3.20% | 3.19% |
| Avg credit score | 775.12 | 775.61 | 779.42 | 773.00 | 757.88 | 762.12 | 758.69 | 754.96 |
| Avg LTV (loan to value) | 60.63% | 62.22% | 64.35% | 66.95% | 70.94% | 70.90% | 68.23% | 65.59% |
| Avg DTI (debt to income) | 30.66 | 30.84 | 29.97 | 30.68 | 33.27 | 32.92 | 33.63 | 33.33 |
| Avg refinance insurance % | 0.75% | 1.17% | 1.46% | 2.96% | 3.93% | 4.02% | 2.60% | 1.79% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Oregon City, Oregon 97045
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oregon City, Oregon 97045, we have compiled a list of the leading refinance brokers to guide you.
Beverly Liesy
Mortgage
12550 SE 93rd Ave
Clackamas, OR 97045
(855) 353-8977
BLiesy@mtgxps.com
Dana Crossland
Mortgage
12550 SE 93rd Ave
Clackamas, OR 97045
(855) 353-8977
DCrossland@mtgxps.com
Michael Neef
Loan Orginator
10121 SE Sunnyside Rd Ste 170
Clackamas, OR 97045
(503) 929-4615
Michael@PortlandHomeLoanExpert.com
Kevin Moon
Home Mortgage Consultant
10121 SE Sunnyside Rd Ste 145
Clackamas, OR 97045
(866) 773-7051
Kevin.Moon@Wellsfargo.com
ERIC YOUNG
Home Mortgage Consultant
10121 SE Sunnyside Rd Ste 145
Clackamas, OR 97045
(503) 654-9171
ERIC.YOUNG@Wellsfargo.com
Address
12550 SE 93rd Ave
Clackamas, OR
Contact
(855) 353-8977
Fax (301) 639-0804
BLiesy@mtgxps.com
Address
12550 SE 93rd Ave
Clackamas, OR
Contact
(855) 353-8977
Fax (301) 639-0804
DCrossland@mtgxps.com
Address
10121 SE Sunnyside Rd Ste 170
Clackamas, OR
Contact
(503) 929-4615
Fax (301) 639-0804
Michael@PortlandHomeLoanExpert.com