Compare Today’s Refinance Rates for Pleasant Hill, Oregon 97455
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pleasant Hill, Oregon 97455.
With a 30-year amortization refinance in Pleasant Hill and surrounding areas of Lane county, our calculations show that you can expect to save up to $7,592 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pleasant Hill, Oregon 97455.
Summary of Average Refinances in Pleasant Hill, Oregon 97455
Become a certified mortgage expert on Pureloan.com
in Pleasant Hill, Oregon 97455
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Pleasant Hill, Oregon 97455
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pleasant Hill, OR 97455, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pleasant Hill, Oregon 97455 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pleasant Hill, Oregon and the surrounding Lane county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 68.64% | 75.43% | 73.84% | 79.40% | 76.16% | 72.21% | 71.02% | 69.76% |
avg refi rate | 6.43% | 3.56% | 2.98% | 3.29% | 4.20% | 4.67% | 4.13% | 3.97% | 4.13% |
% 15 year fixed refinance | 19.16% | 15.16% | 16.21% | 12.80% | 18.21% | 19.96% | 20.23% | 23.54% | |
avg refi rate | 2.75% | 2.46% | 2.81% | 3.52% | 3.96% | 3.38% | 3.25% | 3.38% | |
Avg credit score | 758.00 | 784.26 | 760.88 | 763.62 | 753.19 | 751.37 | 754.84 | 758.56 | 764.16 |
Avg LTV (loan to value) | 45.67% | 54.79% | 61.81% | 66.62% | 68.63% | 65.34% | 68.49% | 71.48% | 71.59% |
Avg DTI (debt to income) | 36.60 | 35.85 | 32.95 | 33.30 | 35.38 | 35.07 | 34.67 | 34.03 | 33.77 |
Avg refinance insurance % | 0.55% | 1.26% | 2.45% | 3.56% | 1.87% | 2.83% | 4.21% | 4.86% |
Best Refinance Brokers around Pleasant Hill, Oregon 97455
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pleasant Hill, Oregon 97455, we have compiled a list of top refinance brokers to assist you in the process.
Leif Johnson
Loan Orginator
121 Genessee St
Medford, OR 97455
(541) 772-9987
leif@thewayitought2be.com
Mary Pawol
Loan Orginator
121 Genessee St
Medford, OR 97455
(541) 772-9987
mary@thewayitought2be.com
Kevin Beard
Branch Manager/Sr. Mortgage Banker
502 W Main St Ste 103
Medford, OR 97455
(541) 773-3131
Kevin.Beard@pacresmortgage.com
Gina Clyburn
Sr. Mortgage Banker
502 W Main St Ste 103
Medford, OR 97455
(541) 773-3131
Gina.Clyburn@pacresmortgage.com
Tony Haas
Sr. Mortgage Banker
502 W Main St Ste 103
Medford, OR 97455
(541) 773-3131
Tony.Haas@pacresmortgage.com
Address
121 Genessee St
Medford, OR
Contact
(541) 772-9987
Fax (301) 639-0804
leif@thewayitought2be.com
Address
121 Genessee St
Medford, OR
Contact
(541) 772-9987
Fax (301) 639-0804
mary@thewayitought2be.com
Address
502 W Main St Ste 103
Medford, OR
Contact
(541) 773-3131
Fax (301) 639-0804
Kevin.Beard@pacresmortgage.com