Compare Today’s Refinance Rates for Portland, Oregon

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Portland, Oregon 97259. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Portland and surrounding areas of Marion county, your expected lifetime cash savings are $5,810 or $16 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Portland, Oregon 97259.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Portland, Oregon 97259

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Portland, OR 97259, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Portland, Oregon 97259 from 2012 - 2019

Below are historical data on refinancing in Portland, Oregon and around Marion county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.19% 48.14% 54.86% 65.40% 71.32% 73.21% 72.22% 71.61%
avg refi rate 4.82% 4.54% 3.90% 3.78% 4.50% 4.09% 3.90% 3.93%
% 15 year fixed refinance 28.57% 38.79% 33.93% 27.03% 21.70% 16.91% 19.12% 19.07%
avg refi rate 4.27% 3.85% 3.29% 3.00% 3.59% 3.33% 3.20% 3.19%
Avg credit score 775.12 775.61 779.42 773.00 757.88 762.12 758.69 754.96
Avg LTV (loan to value) 60.63% 62.22% 64.35% 66.95% 70.94% 70.90% 68.23% 65.59%
Avg DTI (debt to income) 30.66 30.84 29.97 30.68 33.27 32.92 33.63 33.33
Avg refinance insurance % 0.75% 1.17% 1.46% 2.96% 3.93% 4.02% 2.60% 1.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Portland, Oregon 97259

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Portland, Oregon 97259, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Steph Noble

Loan Officer

825 NE Multnomah St., Suite 950

Portland, OR 97259

(503) 528-9800

snoble@guildmortgage.com

Sarah Lopez

Originating LOA

825 NE Multnomah St., Suite 950

Portland, OR 97259

(503) 528-9800

slopez@guildmortgage.com

Carol Flanagan

Loan Officer

825 NE Multnomah St., Suite 950

Portland, OR 97259

(503) 528-9800

cflanagan@guildmortgage.com

Jim Lowenstein

Branch Manager

1953 NW Kearney St

Portland, OR 97259

(503) 243-2674

jlowenstein@guildmortgage.com

Jessica Fritts

Loan Officer

1953 NW Kearney St

Portland, OR 97259

(503) 243-2674

jfritts@guildmortgage.com

Address

825 NE Multnomah St., Suite 950

Portland, OR

Contact

(503) 528-9800

Fax (301) 639-0804

snoble@guildmortgage.com

Address

825 NE Multnomah St., Suite 950

Portland, OR

Contact

(503) 528-9800

Fax (301) 639-0804

slopez@guildmortgage.com

Address

825 NE Multnomah St., Suite 950

Portland, OR

Contact

(503) 528-9800

Fax (301) 639-0804

cflanagan@guildmortgage.com

Refinancing News for Portland, Oregon 97259