Compare Today’s Refinance Rates for Portland, Oregon 97272
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Portland, Oregon 97272.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,430 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Portland and other areas of Multnomah county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Portland, Oregon 97272
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Interactive Refinance Rate Projections for Portland, Oregon 97272
Pureloan has developed an interactive chart to monitor the five largest local lenders in Portland, OR 97272, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Portland, Oregon 97272 from 2024 - 2016
The following historical data provides insights into refinancing trends in Portland, Oregon and the surrounding Multnomah county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Portland, Oregon 97272
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Portland, Oregon 97272, we have compiled a list of top refinance brokers to assist you in the process.
Steph Noble
Loan Officer
825 NE Multnomah St., Suite 950
Portland, OR 97272
(503) 528-9800
snoble@guildmortgage.com
Sarah Lopez
Originating LOA
825 NE Multnomah St., Suite 950
Portland, OR 97272
(503) 528-9800
slopez@guildmortgage.com
Carol Flanagan
Loan Officer
825 NE Multnomah St., Suite 950
Portland, OR 97272
(503) 528-9800
cflanagan@guildmortgage.com
Jim Lowenstein
Branch Manager
1953 NW Kearney St
Portland, OR 97272
(503) 243-2674
jlowenstein@guildmortgage.com
Jessica Fritts
Loan Officer
1953 NW Kearney St
Portland, OR 97272
(503) 243-2674
jfritts@guildmortgage.com
Address
825 NE Multnomah St., Suite 950
Portland, OR
Contact
(503) 528-9800
Fax (301) 639-0804
snoble@guildmortgage.com
Address
825 NE Multnomah St., Suite 950
Portland, OR
Contact
(503) 528-9800
Fax (301) 639-0804
slopez@guildmortgage.com
Address
825 NE Multnomah St., Suite 950
Portland, OR
Contact
(503) 528-9800
Fax (301) 639-0804
cflanagan@guildmortgage.com