Compare Today’s Refinance Rates for Redmond, Oregon 97756
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Redmond, Oregon 97756.
With a 30-year amortization refinance in Redmond and surrounding areas of Deschutes county, our calculations show that you can expect to save up to $5,906 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Redmond, Oregon 97756.
Summary of Average Refinances in Redmond, Oregon 97756
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Interactive Refinance Rate Projections for Redmond, Oregon 97756
Pureloan has developed an interactive chart to monitor the five largest local lenders in Redmond, OR 97756, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Redmond, Oregon 97756 from 2024 - 2016
The following historical data provides insights into refinancing trends in Redmond, Oregon and the surrounding Deschutes county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Redmond, Oregon 97756
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Redmond, Oregon 97756, we have compiled a list of top refinance brokers to assist you in the process.
John Matteo
Sr. Mortgage Banker
2444 SW Glacier Pl
Redmond, OR 97756
(541) 526-8161
team.taylor-matteo@pacresmortgage.com
Michelle Fiala
Mortgage Consultant
1435 Campbell St
Baker City, OR 97756
(541) 524-7642
michelle.fiala@mannmortgage.com
Laura Hasbell
Processor
2108 Island Ave
La Grande, OR 97756
(541) 962-7557
laura.hasbell@mannmortgage.com
Address
2444 SW Glacier Pl
Redmond, OR
Contact
(541) 526-8161
Fax (301) 639-0804
team.taylor-matteo@pacresmortgage.com
Address
1435 Campbell St
Baker City, OR
Contact
(541) 524-7642
Fax (301) 639-0804
michelle.fiala@mannmortgage.com
Address
2108 Island Ave
La Grande, OR
Contact
(541) 962-7557
Fax (301) 639-0804
laura.hasbell@mannmortgage.com