Compare Today’s Refinance Rates for Salem, Oregon

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Salem, Oregon 97313. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Salem and other areas of Marion county, expected lifetime cash savings are $5,020 or $14 / month.

For Salem, Oregon 97313, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Salem, Oregon 97313

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Salem, OR 97313, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Salem, Oregon 97313 from 2012 - 2019

Below are historical data on refinancing in Salem, Oregon and around Marion county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.19% 48.14% 54.86% 65.40% 71.32% 73.21% 72.22% 71.61%
avg refi rate 4.82% 4.54% 3.90% 3.78% 4.50% 4.09% 3.90% 3.93%
% 15 year fixed refinance 28.57% 38.79% 33.93% 27.03% 21.70% 16.91% 19.12% 19.07%
avg refi rate 4.27% 3.85% 3.29% 3.00% 3.59% 3.33% 3.20% 3.19%
Avg credit score 775.12 775.61 779.42 773.00 757.88 762.12 758.69 754.96
Avg LTV (loan to value) 60.63% 62.22% 64.35% 66.95% 70.94% 70.90% 68.23% 65.59%
Avg DTI (debt to income) 30.66 30.84 29.97 30.68 33.27 32.92 33.63 33.33
Avg refinance insurance % 0.75% 1.17% 1.46% 2.96% 3.93% 4.02% 2.60% 1.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Salem, Oregon 97313

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Salem, Oregon 97313, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Toni Dassance

Loan Advisors

471 Lancaster Dr. NE

Salem, OR 97313

(503) 371-0321

toni.dassance@adhmortgage.com

Massey Goto

Loan Advisors

471 Lancaster Dr. NE

Salem, OR 97313

(503) 371-0321

massey.goto@adhmortgage.com

Felix Dankenbring

Loan Advisors

471 Lancaster Dr. NE

Salem, OR 97313

(503) 371-0321

felix.dankenbring@adhmortgage.com

Claudia Chapman

Loan Advisors

471 Lancaster Dr. NE

Salem, OR 97313

(503) 371-0321

claudia.chapman@adhmortgage.com

Chris Bennett

Loan Advisors

471 Lancaster Dr. NE

Salem, OR 97313

(503) 371-0321

chris.bennett@adhmortgage.com

Address

471 Lancaster Dr. NE

Salem, OR

Contact

(503) 371-0321

Fax (301) 639-0804

toni.dassance@adhmortgage.com

Address

471 Lancaster Dr. NE

Salem, OR

Contact

(503) 371-0321

Fax (301) 639-0804

massey.goto@adhmortgage.com

Address

471 Lancaster Dr. NE

Salem, OR

Contact

(503) 371-0321

Fax (301) 639-0804

felix.dankenbring@adhmortgage.com

Refinancing News for Salem, Oregon 97313