Compare Today’s Refinance Rates for Springfield, Oregon

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Springfield, Oregon 97477. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,440 or $18 / month in Springfield and other areas of Lane county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Springfield, Oregon 97477.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Springfield, Oregon 97477

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Springfield, OR

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Springfield, OR 97477, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Springfield, OR

Refinance Rates for Springfield, Oregon 97477 from 2013 - 2020

Below are historical data on refinancing in Springfield, Oregon and around Lane county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 61.19% 48.14% 54.86% 65.40% 71.32% 73.21% 72.22% 71.61%
avg refi rate 4.82% 4.54% 3.90% 3.78% 4.50% 4.09% 3.90% 3.93%
% 15 year fixed refinance 28.57% 38.79% 33.93% 27.03% 21.70% 16.91% 19.12% 19.07%
avg refi rate 4.27% 3.85% 3.29% 3.00% 3.59% 3.33% 3.20% 3.19%
Avg credit score 775.12 775.61 779.42 773.00 757.88 762.12 758.69 754.96
Avg LTV (loan to value) 60.63% 62.22% 64.35% 66.95% 70.94% 70.90% 68.23% 65.59%
Avg DTI (debt to income) 30.66 30.84 29.97 30.68 33.27 32.92 33.63 33.33
Avg refinance insurance % 0.75% 1.17% 1.46% 2.96% 3.93% 4.02% 2.60% 1.79%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Springfield, Oregon 97477

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Springfield, Oregon 97477, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bradley Potter

Mortgage Banker

5703 Main St

Springfield, OR 97477

(54) 465-3610

bradley.w.potter@chase.com

Kari Rodman

Loan Officer

925 Harlow Rd

Springfield, OR 97477

(541) 744-7747

krodman@selco.org

Leif Johnson

Loan Orginator

121 Genessee St

Medford, OR 97477

(541) 772-9987

leif@thewayitought2be.com

Mary Pawol

Loan Orginator

121 Genessee St

Medford, OR 97477

(541) 772-9987

mary@thewayitought2be.com

Kevin Beard

Branch Manager/Sr. Mortgage Banker

502 W Main St Ste 103

Medford, OR 97477

(541) 773-3131

Kevin.Beard@pacresmortgage.com

Address

5703 Main St

Springfield, OR

Contact

(54) 465-3610

Fax (301) 639-0804

bradley.w.potter@chase.com

Address

925 Harlow Rd

Springfield, OR

Contact

(541) 744-7747

Fax (301) 639-0804

krodman@selco.org

Address

121 Genessee St

Medford, OR

Contact

(541) 772-9987

Fax (301) 639-0804

leif@thewayitought2be.com

Refinancing News for Springfield, Oregon 97477