Compare Today’s Refinance Rates for Springfield, Oregon 97477
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Springfield, Oregon 97477.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Springfield, Oregon 97477. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,407 or $15 per month in Springfield and other parts of Lane county.
Summary of Average Refinances in Springfield, Oregon 97477
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Interactive Refinance Rate Projections for Springfield, Oregon 97477
Pureloan has developed an interactive chart to monitor the five largest local lenders in Springfield, OR 97477, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Springfield, Oregon 97477 from 2024 - 2016
The following historical data provides insights into refinancing trends in Springfield, Oregon and the surrounding Lane county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 68.64% | 75.43% | 73.84% | 79.40% | 76.16% | 72.21% | 71.02% | 69.76% |
avg refi rate | 6.43% | 3.56% | 2.98% | 3.29% | 4.20% | 4.67% | 4.13% | 3.97% | 4.13% |
% 15 year fixed refinance | 19.16% | 15.16% | 16.21% | 12.80% | 18.21% | 19.96% | 20.23% | 23.54% | |
avg refi rate | 2.75% | 2.46% | 2.81% | 3.52% | 3.96% | 3.38% | 3.25% | 3.38% | |
Avg credit score | 758.00 | 784.26 | 760.88 | 763.62 | 753.19 | 751.37 | 754.84 | 758.56 | 764.16 |
Avg LTV (loan to value) | 45.67% | 54.79% | 61.81% | 66.62% | 68.63% | 65.34% | 68.49% | 71.48% | 71.59% |
Avg DTI (debt to income) | 36.60 | 35.85 | 32.95 | 33.30 | 35.38 | 35.07 | 34.67 | 34.03 | 33.77 |
Avg refinance insurance % | 0.55% | 1.26% | 2.45% | 3.56% | 1.87% | 2.83% | 4.21% | 4.86% |
Best Refinance Brokers around Springfield, Oregon 97477
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Springfield, Oregon 97477, we have compiled a list of top refinance brokers to assist you in the process.
Bradley Potter
Mortgage Banker
5703 Main St
Springfield, OR 97477
(54) 465-3610
bradley.w.potter@chase.com
Kari Rodman
Loan Officer
925 Harlow Rd
Springfield, OR 97477
(541) 744-7747
krodman@selco.org
Leif Johnson
Loan Orginator
121 Genessee St
Medford, OR 97477
(541) 772-9987
leif@thewayitought2be.com
Mary Pawol
Loan Orginator
121 Genessee St
Medford, OR 97477
(541) 772-9987
mary@thewayitought2be.com
Kevin Beard
Branch Manager/Sr. Mortgage Banker
502 W Main St Ste 103
Medford, OR 97477
(541) 773-3131
Kevin.Beard@pacresmortgage.com
Address
5703 Main St
Springfield, OR
Contact
(54) 465-3610
Fax (301) 639-0804
bradley.w.potter@chase.com
Address
925 Harlow Rd
Springfield, OR
Contact
(541) 744-7747
Fax (301) 639-0804
krodman@selco.org
Address
121 Genessee St
Medford, OR
Contact
(541) 772-9987
Fax (301) 639-0804
leif@thewayitought2be.com