Compare Today’s Refinance Rates for Stayton, Oregon 97383
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Stayton, Oregon 97383.
With a 30-year amortization refinance in Stayton and surrounding areas of Marion county, our calculations show that you can expect to save up to $5,369 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Stayton, Oregon 97383.
44.80211
-122.76241
40456
Summary of Average Refinances in Stayton, Oregon 97383
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Stayton, Oregon 97383
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Stayton, Oregon 97383
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stayton, OR 97383, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stayton, Oregon 97383 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stayton, Oregon and the surrounding Marion county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
| avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
| % 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
| avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
| Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
| Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
| Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
| Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Stayton, Oregon 97383
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stayton, Oregon 97383, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Heather Sharp
Loan Officer
975 Oak Street
Eugene, OR 97383
(541) 687-5079
heather_sharp@keybank.com
Tami Konkel
Mortgage Specialist
937 Chetco Ave Bldg D
Brookings, OR 97383
(541) 412-2742
TKonkel@BayWestmail.com
Curt Sandfort
Loan Officer
1022 NE Stephens St
Roseburg, OR 97383
(541) 492-1150
curt@phlloans.com
Maureen Routt
Loan Officer
1022 NE Stephens St
Roseburg, OR 97383
maureen@phlloans.com
Connie Epperson
Loan Officer
1022 NE Stephens St
Roseburg, OR 97383
(541) 391-9816
connie@phlloans.com
Address
975 Oak Street
Eugene, OR
Contact
(541) 687-5079
Fax (301) 639-0804
heather_sharp@keybank.com
Address
937 Chetco Ave Bldg D
Brookings, OR
Contact
(541) 412-2742
Fax (301) 639-0804
TKonkel@BayWestmail.com
Address
1022 NE Stephens St
Roseburg, OR
Contact
(541) 492-1150
Fax (301) 639-0804
curt@phlloans.com