Compare Today’s Refinance Rates for Tolovana Park, Oregon 97145
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tolovana Park, Oregon 97145.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,368 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Tolovana Park and other areas of Clatsop county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Tolovana Park, Oregon 97145
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Interactive Refinance Rate Projections for Tolovana Park, Oregon 97145
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tolovana Park, OR 97145, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tolovana Park, Oregon 97145 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tolovana Park, Oregon and the surrounding Clatsop county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
| avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
| % 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
| avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
| Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
| Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
| Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
| Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Tolovana Park, Oregon 97145
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tolovana Park, Oregon 97145, we have compiled a list of top refinance brokers to assist you in the process.
Ryan Arzner
Area Manager/Sr. Mortgage Banker
1938 Pacific Ave
Forest Grove, OR 97145
855905
Ryan.Arzner@pacresmortgage.com
Vaughn Monagon
Sr. Mortgage Banker
1938 Pacific Ave
Forest Grove, OR 97145
855905
Vaughn.Monagon@pacresmortgage.com
Venessa Eck
Sr. Mortgage Banker
1938 Pacific Ave
Forest Grove, OR 97145
(855) 905-5626
Venessa.Eck@pacresmortgage.com
Debra Jorgensen
loan officer
601 Elliott Rd
Newberg, OR 97145
(503) 538-1072
djorgensen@guildmortgage.net
Kelly Naff
loan officer
601 Elliott Rd
Newberg, OR 97145
(503) 881-3942
knaff@guildmortgage.net
Address
1938 Pacific Ave
Forest Grove, OR
Contact
855905
Fax (301) 639-0804
Ryan.Arzner@pacresmortgage.com
Address
1938 Pacific Ave
Forest Grove, OR
Contact
855905
Fax (301) 639-0804
Vaughn.Monagon@pacresmortgage.com
Address
1938 Pacific Ave
Forest Grove, OR
Contact
(855) 905-5626
Fax (301) 639-0804
Venessa.Eck@pacresmortgage.com