Compare Today’s Refinance Rates for Willamina, Oregon 97396
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Willamina, Oregon 97396.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,755 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Willamina and other areas of Yamhill county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Willamina, Oregon 97396
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Interactive Refinance Rate Projections for Willamina, Oregon 97396
Pureloan has developed an interactive chart to monitor the five largest local lenders in Willamina, OR 97396, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Willamina, Oregon 97396 from 2024 - 2016
The following historical data provides insights into refinancing trends in Willamina, Oregon and the surrounding Yamhill county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Willamina, Oregon 97396
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Willamina, Oregon 97396, we have compiled a list of top refinance brokers to assist you in the process.
Heather Sharp
Loan Officer
975 Oak Street
Eugene, OR 97396
(541) 687-5079
heather_sharp@keybank.com
Lori Ann
Home Mortgage Consultant
100 E Broadway Ste 1
Eugene, OR 97396
(541) 344-4770
Lori.Ann@Wellsfargo.com
Bradley Potter
Home Mortgage Consultant
100 E Broadway Ste 1
Eugene, OR 97396
(541) 344-4770
Bradley.Potter@Wellsfargo.com
Tanya Torres
Home Mortgage Consultant
100 E Broadway Ste 1
Eugene, OR 97396
(541) 344-4770
Tanya.Torres@Wellsfargo.com
Aaron Doreen
Home Mortgage Consultant
100 E Broadway Ste 1
Eugene, OR 97396
(541) 344-4770
Aaron.Doreen@Wellsfargo.com
Address
975 Oak Street
Eugene, OR
Contact
(541) 687-5079
Fax (301) 639-0804
heather_sharp@keybank.com
Address
100 E Broadway Ste 1
Eugene, OR
Contact
(541) 344-4770
Fax (301) 639-0804
Lori.Ann@Wellsfargo.com
Address
100 E Broadway Ste 1
Eugene, OR
Contact
(541) 344-4770
Fax (301) 639-0804
Bradley.Potter@Wellsfargo.com