Compare Today’s Refinance Rates for Woodburn, Oregon 97071
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Woodburn, Oregon 97071.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,221 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Woodburn and other areas of Marion county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Woodburn, Oregon 97071
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Interactive Refinance Rate Projections for Woodburn, Oregon 97071
Pureloan has developed an interactive chart to monitor the five largest local lenders in Woodburn, OR 97071, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Woodburn, Oregon 97071 from 2024 - 2016
The following historical data provides insights into refinancing trends in Woodburn, Oregon and the surrounding Marion county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.32% | 67.46% | 73.99% | 75.36% | 78.91% | 75.00% | 71.12% | 72.25% | 73.37% |
avg refi rate | 6.46% | 3.45% | 2.94% | 3.25% | 4.05% | 4.52% | 4.05% | 3.91% | 4.07% |
% 15 year fixed refinance | 9.68% | 18.17% | 15.74% | 15.43% | 12.54% | 18.28% | 19.81% | 19.11% | 16.87% |
avg refi rate | 4.83% | 2.58% | 2.40% | 2.77% | 3.48% | 3.88% | 3.32% | 3.20% | 3.34% |
Avg credit score | 743.29 | 754.37 | 767.13 | 766.54 | 763.43 | 748.66 | 751.70 | 758.77 | 762.11 |
Avg LTV (loan to value) | 57.94% | 56.34% | 61.97% | 65.77% | 68.08% | 61.43% | 65.18% | 68.22% | 70.77% |
Avg DTI (debt to income) | 39.74 | 35.36 | 32.38 | 32.25 | 34.17 | 34.75 | 33.99 | 33.61 | 32.71 |
Avg refinance insurance % | 0.77% | 0.80% | 1.61% | 2.97% | 4.08% | 1.46% | 1.70% | 2.59% | 3.88% |
Best Refinance Brokers around Woodburn, Oregon 97071
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Woodburn, Oregon 97071, we have compiled a list of top refinance brokers to assist you in the process.
Robert Krueger
loan officer
29100 SW Town Center Loop W suite 100
Wilsonville, OR 97071
(503) 490-0459
bkrueger@guildmortgage.net
Julie Ottaway
loan officer
29100 SW Town Center Loop W suite 100
Wilsonville, OR 97071
(503) 828-5310
jottaway@guildmortgage.net
Thomas Russell
loan officer
29100 SW Town Center Loop W suite 100
Wilsonville, OR 97071
(503) 887-9486
tomr@guildmortgage.net
Liz Benedick
Loan Officer
29990 SW Town Center Loop, Suite B
Wilsonville, OR 97071
(503) 210-4231
liz.benedick@pacresmortgage.com
Ken Bollman
Loan Officer
29990 SW Town Center Loop, Suite B
Wilsonville, OR 97071
(503) 210-4231
ken.bollman@pacresmortgage.com
Address
29100 SW Town Center Loop W suite 100
Wilsonville, OR
Contact
(503) 490-0459
Fax (301) 639-0804
bkrueger@guildmortgage.net
Address
29100 SW Town Center Loop W suite 100
Wilsonville, OR
Contact
(503) 828-5310
Fax (301) 639-0804
jottaway@guildmortgage.net
Address
29100 SW Town Center Loop W suite 100
Wilsonville, OR
Contact
(503) 887-9486
Fax (301) 639-0804
tomr@guildmortgage.net