Compare Today’s Refinance Rates for Allentown, Pennsylvania 18175
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Allentown, Pennsylvania 18175.
With a 30-year amortization refinance in Allentown and surrounding areas of Lehigh county, our calculations show that you can expect to save up to $9,899 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Allentown, Pennsylvania 18175.
Summary of Average Refinances in Allentown, Pennsylvania 18175
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Interactive Refinance Rate Projections for Allentown, Pennsylvania 18175
Pureloan has developed an interactive chart to monitor the five largest local lenders in Allentown, PA 18175, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Allentown, Pennsylvania 18175 from 2024 - 2016
The following historical data provides insights into refinancing trends in Allentown, Pennsylvania and the surrounding Lehigh county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 47.76% | 49.36% | 47.28% | 55.19% | 57.29% | 42.74% | 50.00% | 45.37% |
avg refi rate | 6.53% | 3.52% | 2.99% | 3.28% | 4.17% | 4.70% | 4.10% | 3.90% | 4.11% |
% 15 year fixed refinance | 30.35% | 28.06% | 29.26% | 27.92% | 25.63% | 36.31% | 32.07% | 35.42% | |
avg refi rate | 2.76% | 2.45% | 2.77% | 3.48% | 3.82% | 3.31% | 3.13% | 3.31% | |
Avg credit score | 725.05 | 758.27 | 756.85 | 759.72 | 757.03 | 743.06 | 753.42 | 760.14 | 757.56 |
Avg LTV (loan to value) | 59.05% | 62.35% | 67.72% | 72.05% | 72.62% | 71.96% | 74.11% | 74.34% | 73.33% |
Avg DTI (debt to income) | 42.40 | 33.58 | 32.14 | 32.08 | 33.76 | 35.35 | 33.65 | 33.06 | 32.63 |
Avg refinance insurance % | 1.20% | 0.95% | 1.81% | 4.27% | 5.71% | 4.89% | 6.08% | 5.88% | 6.05% |
Best Refinance Brokers around Allentown, Pennsylvania 18175
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Allentown, Pennsylvania 18175, we have compiled a list of top refinance brokers to assist you in the process.
Joseph Lennert
Loan Officer
645 Hamilton Street, Suite 900
Allentown, PA 18175
(267) 354-2727
insurancepa@bbandt.com
Troy Knauss
Mortgage Loan Officer
1660 North Cedar Crest Blvd
Allentown, PA 18175
(610) 533-5478
tknauss@bbandt.com
Patrick Landon
Mortgage Loan Originator
1275 Glenlivet Drive
Allentown, PA 18175
plandon@homebridge.com
Drew Karabin
Mortgage Loan Originator
1275 Glenlivet Drive
Allentown, PA 18175
dkarabin@homebridge.com
Bruce Miller
Mortgage Loan Originator
1275 Glenlivet Drive
Allentown, PA 18175
bmiller@homebridge.com
Address
645 Hamilton Street, Suite 900
Allentown, PA
Contact
(267) 354-2727
Fax (301) 639-0804
insurancepa@bbandt.com
Address
1660 North Cedar Crest Blvd
Allentown, PA
Contact
(610) 533-5478
Fax (301) 639-0804
tknauss@bbandt.com
Address
1275 Glenlivet Drive
Allentown, PA
Contact
Fax (301) 639-0804
plandon@homebridge.com