Compare Today’s Refinance Rates for Altoona, Pennsylvania 16601
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Altoona, Pennsylvania 16601.
With a 30-year amortization refinance in Altoona and surrounding areas of Blair county, our calculations show that you can expect to save up to $8,459 over the lifetime of your mortgage, or a monthly savings of $23. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Altoona, Pennsylvania 16601.
Summary of Average Refinances in Altoona, Pennsylvania 16601
Become a certified mortgage expert on Pureloan.com
in Altoona, Pennsylvania 16601
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Altoona, Pennsylvania 16601
Pureloan has developed an interactive chart to monitor the five largest local lenders in Altoona, PA 16601, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Altoona, Pennsylvania 16601 from 2024 - 2016
The following historical data provides insights into refinancing trends in Altoona, Pennsylvania and the surrounding Blair county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 36.61% | 33.33% | 30.71% | 53.85% | 44.83% | 30.86% | 40.00% | 43.97% |
avg refi rate | 6.12% | 3.79% | 2.94% | 3.19% | 4.35% | 4.52% | 3.96% | 3.81% | 3.94% |
% 15 year fixed refinance | 33.33% | 33.93% | 40.40% | 41.58% | 20.00% | 29.31% | 44.44% | 48.00% | 37.07% |
avg refi rate | 5.06% | 2.70% | 2.39% | 2.69% | 3.44% | 3.85% | 3.32% | 2.95% | 3.04% |
Avg credit score | 713.50 | 749.71 | 757.95 | 765.54 | 745.82 | 733.17 | 752.57 | 762.96 | 754.56 |
Avg LTV (loan to value) | 67.00% | 67.73% | 68.77% | 70.28% | 71.71% | 71.60% | 70.40% | 71.11% | 70.34% |
Avg DTI (debt to income) | 39.33 | 32.03 | 30.57 | 30.14 | 30.92 | 30.95 | 31.60 | 29.52 | 30.66 |
Avg refinance insurance % | 2.35% | 2.73% | 3.85% | 4.32% | 2.66% | 5.01% | 3.05% | 3.47% |
Best Refinance Brokers around Altoona, Pennsylvania 16601
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Altoona, Pennsylvania 16601, we have compiled a list of top refinance brokers to assist you in the process.
Wes Turiano
Mortgage Consultant
1100 Logan Blvd
Altoona, PA 16601
(724) 465-3446
wes.turiano@stbank.net
Pat Miles
Community Lending
1100 Logan Blvd
Altoona, PA 16601
(814) 204-0406
pat.miles@stbank.net
John Carey
Community Lending
1100 Logan Blvd
Altoona, PA 16601
(814) 204-0405
john.carey@stbank.net
Karl Brustle
Commercial Lending
1100 Logan Blvd
Altoona, PA 16601
(814) 204-0403
karl.brustle@stbank.net
Address
1100 Logan Blvd
Altoona, PA
Contact
(724) 465-3446
Fax (301) 639-0804
wes.turiano@stbank.net
Address
1100 Logan Blvd
Altoona, PA
Contact
(814) 204-0406
Fax (301) 639-0804
pat.miles@stbank.net
Address
1100 Logan Blvd
Altoona, PA
Contact
(814) 204-0405
Fax (301) 639-0804
john.carey@stbank.net