Compare Today’s Refinance Rates for Austin, Pennsylvania 16720
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Austin, Pennsylvania 16720.
With a 30-year amortization refinance in Austin and surrounding areas of Potter county, our calculations show that you can expect to save up to $15,273 over the lifetime of your mortgage, or a monthly savings of $42. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Austin, Pennsylvania 16720.
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Summary of Average Refinances in Austin, Pennsylvania 16720
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Interactive Refinance Rate Projections for Austin, Pennsylvania 16720
Pureloan has developed an interactive chart to monitor the five largest local lenders in Austin, PA 16720, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Austin, Pennsylvania 16720 from 2024 - 2016
The following historical data provides insights into refinancing trends in Austin, Pennsylvania and the surrounding Potter county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 20.00% | 43.48% | 18.18% | 50.00% | 50.00% | 50.00% | 57.14% | 100.00% | |
avg refi rate | 3.25% | 3.05% | 2.75% | 3.63% | 4.13% | 4.19% | 3.97% | 4.13% | |
% 15 year fixed refinance | 60.00% | 43.48% | 18.18% | 50.00% | 50.00% | 42.86% | |||
avg refi rate | 2.88% | 2.47% | 2.81% | 3.99% | 3.06% | 3.04% | |||
Avg credit score | 755.60 | 753.13 | 731.27 | 750.50 | 812.50 | 765.50 | 751.71 | 760.00 | |
Avg LTV (loan to value) | 65.60% | 71.00% | 72.36% | 71.50% | 71.50% | 79.00% | 71.43% | 75.00% | |
Avg DTI (debt to income) | 39.80 | 31.09 | 34.64 | 33.50 | 35.50 | 25.25 | 33.86 | 33.00 | |
Avg refinance insurance % | 1.20% | 6.61% | 3.36% | 3.00% | 3.57% |
Best Refinance Brokers around Austin, Pennsylvania 16720
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Austin, Pennsylvania 16720, we have compiled a list of top refinance brokers to assist you in the process.
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