Compare Today’s Refinance Rates for Bainbridge, Pennsylvania 17502
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bainbridge, Pennsylvania 17502.
With a 30-year amortization refinance in Bainbridge and surrounding areas of York county, our calculations show that you can expect to save up to $13,001 over the lifetime of your mortgage, or a monthly savings of $36. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bainbridge, Pennsylvania 17502.
Summary of Average Refinances in Bainbridge, Pennsylvania 17502
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Interactive Refinance Rate Projections for Bainbridge, Pennsylvania 17502
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bainbridge, PA 17502, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bainbridge, Pennsylvania 17502 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bainbridge, Pennsylvania and the surrounding York county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 43.33% | 47.42% | 41.94% | 49.47% | 48.36% | 47.70% | 45.92% | 44.39% |
avg refi rate | 6.08% | 3.67% | 2.94% | 3.20% | 4.14% | 4.52% | 4.06% | 3.94% | 4.08% |
% 15 year fixed refinance | 22.22% | 30.74% | 30.11% | 35.98% | 29.26% | 37.09% | 37.64% | 35.98% | 37.99% |
avg refi rate | 5.28% | 2.66% | 2.42% | 2.72% | 3.52% | 3.88% | 3.30% | 3.10% | 3.29% |
Avg credit score | 741.56 | 745.48 | 758.83 | 764.06 | 755.51 | 753.19 | 754.73 | 756.79 | 762.27 |
Avg LTV (loan to value) | 56.28% | 64.26% | 69.45% | 72.33% | 73.89% | 70.35% | 71.78% | 74.36% | 73.12% |
Avg DTI (debt to income) | 38.50 | 32.26 | 31.02 | 30.43 | 32.36 | 32.78 | 32.57 | 31.80 | 31.19 |
Avg refinance insurance % | 2.06% | 1.28% | 2.58% | 4.24% | 5.94% | 4.08% | 4.69% | 6.33% | 6.50% |
Best Refinance Brokers around Bainbridge, Pennsylvania 17502
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bainbridge, Pennsylvania 17502, we have compiled a list of top refinance brokers to assist you in the process.
Liza Minner
Mortgage Loan Officer
1060 E. Main St
Blue Ball, PA 17502
(484) 256-4910
lminner@bbandt.com
Emily Hamilton
Mortgage Loan Officer
1060 Main St
Blue Ball, PA 17502
(717) 354-3557
hamiltone@bbandt.com
Mike Pontz
Vice President, Mortgage Originations
101 E Main St Frnt
Mount Joy, PA 17502
(717) 575-4680
mpontz@unioncommunitybank.com
William Coyne
Vice President, Mortgage Originations
101 E Main St Frnt
Mount Joy, PA 17502
(717) 880-0432
wcoyne@unioncommunitybank.com
Bill Hoyer
Vice President, Residential Mortgage Originations
101 E Main St Frnt
Mount Joy, PA 17502
(717) 830-0717
bhoyer@unioncommunitybank.com
Address
1060 E. Main St
Blue Ball, PA
Contact
(484) 256-4910
Fax (301) 639-0804
lminner@bbandt.com
Address
1060 Main St
Blue Ball, PA
Contact
(717) 354-3557
Fax (301) 639-0804
hamiltone@bbandt.com
Address
101 E Main St Frnt
Mount Joy, PA
Contact
(717) 575-4680
Fax (301) 639-0804
mpontz@unioncommunitybank.com