Compare Today’s Refinance Rates for Bath, Pennsylvania 18014
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bath, Pennsylvania 18014.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bath, Pennsylvania 18014. For 30-year amortization refinancing, you can expect lifetime cash savings of $16,508 or $46 per month in Bath and other parts of Northampton county.
Summary of Average Refinances in Bath, Pennsylvania 18014
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Interactive Refinance Rate Projections for Bath, Pennsylvania 18014
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bath, PA 18014, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bath, Pennsylvania 18014 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bath, Pennsylvania and the surrounding Northampton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 47.76% | 49.36% | 47.28% | 55.19% | 57.29% | 42.74% | 50.00% | 45.37% |
avg refi rate | 6.53% | 3.52% | 2.99% | 3.28% | 4.17% | 4.70% | 4.10% | 3.90% | 4.11% |
% 15 year fixed refinance | 30.35% | 28.06% | 29.26% | 27.92% | 25.63% | 36.31% | 32.07% | 35.42% | |
avg refi rate | 2.76% | 2.45% | 2.77% | 3.48% | 3.82% | 3.31% | 3.13% | 3.31% | |
Avg credit score | 725.05 | 758.27 | 756.85 | 759.72 | 757.03 | 743.06 | 753.42 | 760.14 | 757.56 |
Avg LTV (loan to value) | 59.05% | 62.35% | 67.72% | 72.05% | 72.62% | 71.96% | 74.11% | 74.34% | 73.33% |
Avg DTI (debt to income) | 42.40 | 33.58 | 32.14 | 32.08 | 33.76 | 35.35 | 33.65 | 33.06 | 32.63 |
Avg refinance insurance % | 1.20% | 0.95% | 1.81% | 4.27% | 5.71% | 4.89% | 6.08% | 5.88% | 6.05% |
Best Refinance Brokers around Bath, Pennsylvania 18014
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bath, Pennsylvania 18014, we have compiled a list of top refinance brokers to assist you in the process.
Kristen Legg
Mortgage Originator
190 Brodhead Rd Ste 120
Bethlehem, PA 18014
(610) 882-2396
klegg@gateway-funding.com
Waqar Ahmad
Mortgage Originator
190 Brodhead Rd Ste 120
Bethlehem, PA 18014
(484) 821-5247
wahmad@gateway-funding.com
William Peet
Mortgage Originator
190 Brodhead Rd Ste 120
Bethlehem, PA 18014
(610) 882-2396
wpeet@gateway-funding.com
Anthony Byrnes
Mortgage Originator
1 E Broad St Ste 450
Bethlehem, PA 18014
(610) 691-6015
abyrnes@gateway-funding.com
Barbara Garrett
Mortgage Originator
1 E Broad St Ste 450
Bethlehem, PA 18014
(610) 691-6015
bgarrett@gateway-funding.com
Address
190 Brodhead Rd Ste 120
Bethlehem, PA
Contact
(610) 882-2396
Fax (301) 639-0804
klegg@gateway-funding.com
Address
190 Brodhead Rd Ste 120
Bethlehem, PA
Contact
(484) 821-5247
Fax (301) 639-0804
wahmad@gateway-funding.com
Address
190 Brodhead Rd Ste 120
Bethlehem, PA
Contact
(610) 882-2396
Fax (301) 639-0804
wpeet@gateway-funding.com