Compare Today’s Refinance Rates for Bethlehem, Pennsylvania

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Bethlehem, Pennsylvania 18015. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Bethlehem and surrounding areas of Northampton county, your expected lifetime cash savings are $14,368 or $40 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Bethlehem, Pennsylvania 18015.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.600167 -75.380507

Summary of Average Refinance Terms in Bethlehem, Pennsylvania 18015

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bethlehem, PA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bethlehem, PA 18015, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bethlehem, PA

Refinance Rates for Bethlehem, Pennsylvania 18015 from 2014 - 2021

Below are historical data on refinancing in Bethlehem, Pennsylvania and around Northampton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 52.23% 46.90% 51.60% 55.93% 60.10% 59.72% 60.28% 49.40%
avg refi rate 4.82% 4.47% 3.88% 3.67% 4.48% 4.05% 3.84% 3.87%
% 15 year fixed refinance 28.05% 31.02% 29.55% 29.57% 26.20% 24.63% 22.29% 31.56%
avg refi rate 4.22% 3.76% 3.23% 2.92% 3.52% 3.21% 3.04% 3.10%
Avg credit score 769.04 768.44 771.47 764.72 754.05 756.34 757.26 754.62
Avg LTV (loan to value) 62.53% 62.54% 64.66% 66.83% 70.85% 70.95% 70.22% 67.17%
Avg DTI (debt to income) 30.65 30.44 30.05 30.63 33.31 32.43 32.52 33.18
Avg refinance insurance % 1.00% 1.37% 1.94% 2.97% 4.64% 4.56% 3.64% 2.92%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bethlehem, Pennsylvania 18015

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bethlehem, Pennsylvania 18015, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Wendy Schaffer

Mortgage Loan Officer

90 Highland Avenue

Bethlehem, PA 18015

(610) 751-8228

wschaffer@bbandt.com

Mirta Rodriguez

Community Mortgage Specialist

920 West Broad Street

Bethlehem, PA 18015

(610) 392-3478

mirta.rodriguez@bbandt.com

Lillian Shelley

Community Mortgage Specialist

44 East Broad Street

Bethlehem, PA 18015

(610) 807-5893

lshelly@bbandt.com

Timothy Dimmick

Mortgage Originator

1 E Broad St Ste 450

Bethlehem, PA 18015

(610) 691-6015

tdimmick@gateway-funding.com

Stuart Drew

Mortgage Originator

1 E Broad St Ste 450

Bethlehem, PA 18015

(610) 691-6015

sdrew@gateway-funding.com

Address

90 Highland Avenue

Bethlehem, PA

Contact

(610) 751-8228

Fax (301) 639-0804

wschaffer@bbandt.com

Address

920 West Broad Street

Bethlehem, PA

Contact

(610) 392-3478

Fax (301) 639-0804

mirta.rodriguez@bbandt.com

Address

44 East Broad Street

Bethlehem, PA

Contact

(610) 807-5893

Fax (301) 639-0804

lshelly@bbandt.com

Refinancing News for Bethlehem, Pennsylvania 18015