Compare Today’s Refinance Rates for Bethlehem, Pennsylvania 18017
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bethlehem, Pennsylvania 18017.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bethlehem, Pennsylvania 18017. For 30-year amortization refinancing, you can expect lifetime cash savings of $15,722 or $44 per month in Bethlehem and other parts of Northampton county.
Summary of Average Refinances in Bethlehem, Pennsylvania 18017
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Interactive Refinance Rate Projections for Bethlehem, Pennsylvania 18017
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bethlehem, PA 18017, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bethlehem, Pennsylvania 18017 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bethlehem, Pennsylvania and the surrounding Northampton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.00% | 47.76% | 49.36% | 47.28% | 55.19% | 57.29% | 42.74% | 50.00% | 45.37% |
avg refi rate | 6.53% | 3.52% | 2.99% | 3.28% | 4.17% | 4.70% | 4.10% | 3.90% | 4.11% |
% 15 year fixed refinance | 30.35% | 28.06% | 29.26% | 27.92% | 25.63% | 36.31% | 32.07% | 35.42% | |
avg refi rate | 2.76% | 2.45% | 2.77% | 3.48% | 3.82% | 3.31% | 3.13% | 3.31% | |
Avg credit score | 725.05 | 758.27 | 756.85 | 759.72 | 757.03 | 743.06 | 753.42 | 760.14 | 757.56 |
Avg LTV (loan to value) | 59.05% | 62.35% | 67.72% | 72.05% | 72.62% | 71.96% | 74.11% | 74.34% | 73.33% |
Avg DTI (debt to income) | 42.40 | 33.58 | 32.14 | 32.08 | 33.76 | 35.35 | 33.65 | 33.06 | 32.63 |
Avg refinance insurance % | 1.20% | 0.95% | 1.81% | 4.27% | 5.71% | 4.89% | 6.08% | 5.88% | 6.05% |
Best Refinance Brokers around Bethlehem, Pennsylvania 18017
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bethlehem, Pennsylvania 18017, we have compiled a list of top refinance brokers to assist you in the process.
Wendy Schaffer
Mortgage Loan Officer
90 Highland Avenue
Bethlehem, PA 18017
(610) 751-8228
wschaffer@bbandt.com
Mirta Rodriguez
Community Mortgage Specialist
920 West Broad Street
Bethlehem, PA 18017
(610) 392-3478
mirta.rodriguez@bbandt.com
Lillian Shelley
Community Mortgage Specialist
44 East Broad Street
Bethlehem, PA 18017
(610) 807-5893
lshelly@bbandt.com
Timothy Dimmick
Mortgage Originator
1 E Broad St Ste 450
Bethlehem, PA 18017
(610) 691-6015
tdimmick@gateway-funding.com
Stuart Drew
Mortgage Originator
1 E Broad St Ste 450
Bethlehem, PA 18017
(610) 691-6015
sdrew@gateway-funding.com
Address
90 Highland Avenue
Bethlehem, PA
Contact
(610) 751-8228
Fax (301) 639-0804
wschaffer@bbandt.com
Address
920 West Broad Street
Bethlehem, PA
Contact
(610) 392-3478
Fax (301) 639-0804
mirta.rodriguez@bbandt.com
Address
44 East Broad Street
Bethlehem, PA
Contact
(610) 807-5893
Fax (301) 639-0804
lshelly@bbandt.com