Compare Today’s Refinance Rates for Bowmanstown, Pennsylvania 18030
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bowmanstown, Pennsylvania 18030.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,989 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Bowmanstown and other areas of Carbon county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Bowmanstown, Pennsylvania 18030
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Interactive Refinance Rate Projections for Bowmanstown, Pennsylvania 18030
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bowmanstown, PA 18030, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bowmanstown, Pennsylvania 18030 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bowmanstown, Pennsylvania and the surrounding Carbon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.00% | 47.76% | 49.36% | 47.28% | 55.19% | 57.29% | 42.74% | 50.00% | 45.37% |
| avg refi rate | 6.53% | 3.52% | 2.99% | 3.28% | 4.17% | 4.70% | 4.10% | 3.90% | 4.11% |
| % 15 year fixed refinance | 30.35% | 28.06% | 29.26% | 27.92% | 25.63% | 36.31% | 32.07% | 35.42% | |
| avg refi rate | 2.76% | 2.45% | 2.77% | 3.48% | 3.82% | 3.31% | 3.13% | 3.31% | |
| Avg credit score | 725.05 | 758.27 | 756.85 | 759.72 | 757.03 | 743.06 | 753.42 | 760.14 | 757.56 |
| Avg LTV (loan to value) | 59.05% | 62.35% | 67.72% | 72.05% | 72.62% | 71.96% | 74.11% | 74.34% | 73.33% |
| Avg DTI (debt to income) | 42.40 | 33.58 | 32.14 | 32.08 | 33.76 | 35.35 | 33.65 | 33.06 | 32.63 |
| Avg refinance insurance % | 1.20% | 0.95% | 1.81% | 4.27% | 5.71% | 4.89% | 6.08% | 5.88% | 6.05% |
Best Refinance Brokers around Bowmanstown, Pennsylvania 18030
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bowmanstown, Pennsylvania 18030, we have compiled a list of top refinance brokers to assist you in the process.
Stan Reinford
Branch Manager, CMPS
3477 Corporate Pkwy
Center Valley, PA 18030
(484) 224-3715
sreinford@mortgagenetwork.com
Jeff Sowers
Loan Officer
1425 Grape St
Whitehall, PA 18030
(610) 439-8000
sowers234@hotmail.com
Barry Newhart
Loan Officer
1425 Grape St
Whitehall, PA 18030
(610) 740-5760
bnewhart@mortgagebankamerica.com
Bob Barrett
Owner
1425 Grape St
Whitehall, PA 18030
(610) 439-8000
bbarrett5@gmail.com
Brent Rovner
Loan Officer
1425 Grape St
Whitehall, PA 18030
(610) 740-5761
brovner@mortgagebankamerica.com
Address
3477 Corporate Pkwy
Center Valley, PA
Contact
(484) 224-3715
Fax (301) 639-0804
sreinford@mortgagenetwork.com
Address
1425 Grape St
Whitehall, PA
Contact
(610) 439-8000
Fax (301) 639-0804
sowers234@hotmail.com
Address
1425 Grape St
Whitehall, PA
Contact
(610) 740-5760
Fax (301) 639-0804
bnewhart@mortgagebankamerica.com