Compare Today’s Refinance Rates for Chester, Pennsylvania 19013
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Chester, Pennsylvania 19013.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,471 over the lifetime of your mortgage, which translates to a monthly savings of $26 in Chester and other areas of Delaware county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Chester, Pennsylvania 19013
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Interactive Refinance Rate Projections for Chester, Pennsylvania 19013
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chester, PA 19013, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chester, Pennsylvania 19013 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chester, Pennsylvania and the surrounding Delaware county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 77.14% | 48.50% | 52.71% | 53.39% | 61.46% | 53.90% | 44.72% | 53.24% | 54.12% |
avg refi rate | 6.24% | 3.41% | 2.92% | 3.19% | 3.98% | 4.51% | 4.06% | 3.85% | 4.06% |
% 15 year fixed refinance | 20.00% | 29.44% | 26.74% | 26.89% | 21.54% | 32.49% | 40.21% | 31.73% | 31.05% |
avg refi rate | 5.64% | 2.67% | 2.40% | 2.74% | 3.50% | 3.76% | 3.24% | 3.11% | 3.24% |
Avg credit score | 745.51 | 743.03 | 758.23 | 762.56 | 756.33 | 749.63 | 750.69 | 757.37 | 758.49 |
Avg LTV (loan to value) | 54.49% | 59.67% | 64.25% | 68.69% | 70.55% | 70.03% | 70.73% | 72.19% | 71.80% |
Avg DTI (debt to income) | 38.91 | 33.66 | 31.47 | 31.46 | 33.24 | 35.01 | 33.56 | 32.72 | 32.97 |
Avg refinance insurance % | 1.54% | 0.56% | 1.66% | 2.91% | 4.84% | 4.15% | 4.83% | 5.39% | 5.48% |
Best Refinance Brokers around Chester, Pennsylvania 19013
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chester, Pennsylvania 19013, we have compiled a list of top refinance brokers to assist you in the process.
WILLIAM FARRELL
Loan Officer
1214 E Lancaster Ave
Bryn Mawr, PA 19013
(610) 581-4062
william.farrell@wellsfargo.com
KEVIN LUCHKO
Loan Officer
1214 E Lancaster Ave
Bryn Mawr, PA 19013
(610) 581-4062
kevin.c.luchko@wellsfargo.com
BRIAN DOOLEY
Loan Officer
49 Cheltenham Ave
Cheltenham, PA 19013
(215) 635-8707
brian.dooley@wellsfargo.com
FENG XU
Loan Officer
49 Cheltenham Ave
Cheltenham, PA 19013
(215) 635-8707
feng.xu@wellsfargo.com
NATHANIEL BROOKS
Loan Officer
49 Cheltenham Ave
Cheltenham, PA 19013
(215) 635-8707
nate.brooks@wellsfargo.com
Address
1214 E Lancaster Ave
Bryn Mawr, PA
Contact
(610) 581-4062
Fax (301) 639-0804
william.farrell@wellsfargo.com
Address
1214 E Lancaster Ave
Bryn Mawr, PA
Contact
(610) 581-4062
Fax (301) 639-0804
kevin.c.luchko@wellsfargo.com
Address
49 Cheltenham Ave
Cheltenham, PA
Contact
(215) 635-8707
Fax (301) 639-0804
brian.dooley@wellsfargo.com